CUBI vs WAFD

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

CUBI

45.9
AI Score
VS
WAFD Wins

WAFD

57.2
AI Score

Investment Advisor Scores

CUBI

46score
Recommendation
HOLD

WAFD

57score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CUBI WAFD Winner
Revenue 23.67M 12.35M WAFD
Net Income 195.87M 15.44M WAFD
Net Margin 827.4% 125.0% WAFD
ROE 6.5% 1.6% WAFD
ROA 0.7% 0.2% WAFD
Total Assets 27.60B 10.14B WAFD
Cash 676.47M 117.66M WAFD
Free Cash Flow 181.37M -6.15M WAFD

Relative Price Performance (Last 90 Days)

CUBI 1M: -4.1% · 3M: -3.3% WAFD 1M: -14.3% · 3M: -19.3%

Current Technical Phase

CUBI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.1%), weak momentum, RSI 41

RSI (14): 40.7 · Price: $75.47

WAFD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -6.0%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $30.80

Fundamentals Snapshot

Metric CUBI WAFD
Market Cap — —
Forward P/E 7.9 8.8
Trailing P/E 9.0 9.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 8.26 3.17
Dividend Yield — 0.04%

Frequently Asked Questions

Based on our detailed analysis, WAFD is currently the stronger investment candidate, winning 8 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.