ENVA vs CUBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 16, 2026

ENVA

65.2
AI Score
VS
ENVA Wins

CUBI

60.0
AI Score

Investment Advisor Scores

ENVA

65score
Recommendation
BUY

CUBI

60score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric ENVA CUBI Winner
Forward P/E 14.245 10.4384 CUBI
PEG Ratio 0 1.1828 Tie
Revenue Growth 25.8% 76.4% CUBI
Earnings Growth 28.6% 579.3% CUBI
Tradestie Score 65.2/100 60.0/100 ENVA
Profit Margin 20.7% 34.8% CUBI
Beta 1.00 1.00 Tie
AI Recommendation BUY BUY Tie

Relative Price Performance (Last 90 Days)

ENVA 1M: +9.9% · 3M: +51.3% CUBI 1M: +3.7% · 3M: +4.5%

Current Technical Phase

ENVA

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (15.2% over 20 days), RSI 69

RSI (14): 68.6 · Price: $258.57

CUBI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.0% over 20 days), RSI 61

RSI (14): 60.8 · Price: $80.55

Fundamentals Snapshot

Metric ENVA CUBI
Market Cap
Forward P/E 12.6 8.4
Trailing P/E 18.9 9.5
Revenue (TTM)
Revenue Growth 0.3% 0.1%
Gross Margin 0.8% 1.0%
Operating Margin 0.3% 0.5%
EPS 13.47 8.26
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.