ENVA vs CUBI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Nov 10, 2026
ENVA
CUBI
Investment Advisor Scores
CUBI
AI Analyst Insights
Detailed Metrics Comparison
| Metric | ENVA | CUBI | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 8.1367 | 8.6207 | ENVA |
| PEG Ratio | 0 | 1.1828 | Tie |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 36.7% | 4.1% | ENVA |
| Earnings Growth | 34.0% | 2.3% | ENVA |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 47.7/100 | 46.2/100 | ENVA |
| Profit Margin | 20.9% | 35.2% | CUBI |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | HOLD | HOLD | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
ENVA
MarkdownPrice below a falling SMA50 (slope -13.8%), weak momentum, RSI 40
CUBI
MarkupPrice above SMA50, rising 50-day trend (1.5% over 20 days), RSI 60
Fundamentals Snapshot
| Metric | ENVA | CUBI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 7.8 | 8.6 |
| Trailing P/E | 11.8 | 10.3 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.4% | 0.0% |
| Gross Margin | 0.8% | 1.0% |
| Operating Margin | 0.3% | 0.5% |
| EPS | 14.48 | 8.30 |
| Dividend Yield | — | — |