EXLS vs PAYO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

EXLS

56.8
AI Score
VS
EXLS Wins

PAYO

53.6
AI Score

Investment Advisor Scores

EXLS

57score
Recommendation
HOLD

PAYO

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric EXLS PAYO Winner
Revenue 570.35M 535.85M EXLS
Net Income 67.08M 17.13M EXLS
Net Margin 11.8% 3.2% EXLS
Operating Income 91.83M 46.95M EXLS
ROE 8.6% 2.6% EXLS
ROA 4.0% 0.2% EXLS
Total Assets 1.68B 8.76B PAYO
Cash 145.41M 346.32M PAYO
Current Ratio 2.66 1.00 EXLS
Free Cash Flow -11.21M 91.89M PAYO

Relative Price Performance (Last 90 Days)

EXLS 1M: -3.1% · 3M: +31.8% PAYO 1M: +0.4% · 3M: +0.3%

Current Technical Phase

EXLS

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (10.2% over 20 days), RSI 53

RSI (14): 53.3 · Price: $35.75

PAYO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 54.5 · Price: $7.15

Fundamentals Snapshot

Metric EXLS PAYO
Market Cap — —
Forward P/E 14.1 15.5
Trailing P/E 21.8 51.0
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 0.4% 0.9%
Operating Margin 0.1% 0.1%
EPS 1.58 0.14
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, EXLS is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.