FBNC vs SBCF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 03, 2026

FBNC

55.6
AI Score
VS
FBNC Wins

SBCF

50.4
AI Score

Investment Advisor Scores

FBNC

56score
Recommendation
HOLD

SBCF

50score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FBNC SBCF Winner
Net Income 111.05M 31.89M FBNC
ROE 6.7% 1.2% FBNC
ROA 0.9% 0.2% FBNC
Total Assets 12.67B 21.15B SBCF
Debt/Equity 0.05 0.04 SBCF
Free Cash Flow 198.89M 70.49M FBNC

Relative Price Performance (Last 90 Days)

FBNC 1M: +0.2% · 3M: +10.6% SBCF 1M: +4.9% · 3M: +11.5%

Current Technical Phase

FBNC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.5% over 20 days), RSI 54

RSI (14): 54.0 · Price: $63.92

SBCF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.3% over 20 days), RSI 66

RSI (14): 66.3 · Price: $34.91

Fundamentals Snapshot

Metric FBNC SBCF
Market Cap
Forward P/E 12.7 12.7
Trailing P/E 19.5 22.6
Revenue (TTM)
Revenue Growth 0.2% 0.4%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.22 1.54
Dividend Yield 0.01% 0.02%

Frequently Asked Questions

Based on our detailed analysis, FBNC is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.