FIVN vs PAYO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

FIVN

34.5
AI Score
VS
PAYO Wins

PAYO

49.5
AI Score

Investment Advisor Scores

FIVN

35score
Recommendation
SELL

PAYO

50score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FIVN PAYO Winner
Revenue 617.76M 535.85M FIVN
Net Income 21.78M 17.13M FIVN
Net Margin 3.5% 3.2% FIVN
Operating Income 20.47M 46.95M PAYO
ROE 2.8% 2.6% FIVN
ROA 1.2% 0.2% FIVN
Total Assets 1.83B 8.76B PAYO
Cash 187.31M 346.32M PAYO
Current Ratio 4.15 1.00 FIVN
Free Cash Flow 83.11M 91.89M PAYO

Relative Price Performance (Last 90 Days)

FIVN 1M: +50.6% · 3M: +50.0% PAYO 1M: -0.1% · 3M: +42.2%

Current Technical Phase

FIVN

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (13.8% over 20 days), RSI 62

RSI (14): 61.6 · Price: $32.75

PAYO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (12.4% over 20 days), RSI 59

RSI (14): 58.7 · Price: $7.11

Fundamentals Snapshot

Metric FIVN PAYO
Market Cap
Forward P/E 8.5 15.2
Trailing P/E 48.2 50.7
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 0.6% 0.9%
Operating Margin 0.0% 0.1%
EPS 0.67 0.14
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PAYO is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.