HBAN vs NIC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 14, 2026

HBAN

61.7
AI Score
VS
NIC Wins

NIC

66.6
AI Score

Investment Advisor Scores

HBAN

Sep 14, 2026
62score
Recommendation
BUY

NIC

Sep 14, 2026
67score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric HBAN NIC Winner
Forward P/E 8.8496 14.8368 HBAN
PEG Ratio 1.669 1.921 HBAN
Revenue Growth 47.6% 86.1% NIC
Earnings Growth -2.9% 12.0% NIC
Tradestie Score 61.7/100 66.6/100 NIC
Profit Margin 26.1% 30.2% NIC
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation BUY BUY Tie

Relative Price Performance (Last 90 Days)

HBAN 1M: -5.6% · 3M: -2.0% NIC 1M: -4.0% · 3M: +15.7%

Current Technical Phase

HBAN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 45

RSI (14): 45.4 · Price: $16.86

NIC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.6 · Price: $170.37

Fundamentals Snapshot

Metric HBAN NIC
Market Cap
Forward P/E 9.0 12.7
Trailing P/E 12.8 19.1
Revenue (TTM)
Revenue Growth 0.5% 0.9%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 1.31 8.90
Dividend Yield 0.04% 0.01%

Frequently Asked Questions

Based on our detailed analysis, NIC is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.