NIC Stock Analysis: Buy, Sell, or Hold?
NIC - Nicolet Bankshares,Inc.
$152.35
1.10 (0.73%)
▲
5d:
+3.89%
30d:
+7.06%
90d:
+7.07%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 21, 2026
26d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: NIC shows positive signals but monitor for confirmation. Market pricing in 2.7% growth. Moderate conviction.
💡 BUY OPPORTUNITY: NIC shows positive signals but monitor for confirmation. Market pricing in 2.7% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$205.23
Based on 7.9% avg growth
INTRINSIC VALUE TODAY
$127.43
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NIC is currently trading at $152.35, which is considered extended relative to its 30-day fair value range of $137.90 to $145.89. The stock's valuation (Forward PE: 11.5) is in line with its historical norms (10.6). At these levels, the market is pricing in 2.7% annual earnings growth.
Technical Outlook: Technically, NIC is in a downtrend. The price is approaching resistance at $148.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $174.20 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NIC is in a downtrend. The price is approaching resistance at $148.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $174.20 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$137.90 -
$145.89
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
62.9%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($174.20)
- BULLISH: Expecting earnings turnaround to 2.7% growth with 46.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$137.90 -
$145.89
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$131.86
Resistance Level
$148.29
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.46
Wall Street Target
$174.20
(+14.3%)
Revenue Growth (YoY)
46.5%
Earnings Growth (YoY)
-61.1%
Profit Margin
31.1%
Valuation Premium vs History
+2.7% premium
PE vs Historical
11.5 vs 10.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$156.46
(+3%)
2-Year Target
$160.69
(+6%)
3-Year Target
$165.03
(+8%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
PE COMPRESSION
$152.60
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 11.7%)
$403.45
(+165%)
Base:
(SPY PE: 11.5, Growth: 11.7%)
$212.35
(+39%)
Bear:
(PE: 9.7, Growth: 11.7%)
$180.50
(+19%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (17x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 17.47 | Current EPS (TTM): $8.52
Bull Case
$255.44
(+68%)
Analyst growth 56.0%, PE expands to 19.2
Base Case
$232.22
(+52%)
Market implied 56.0%, PE stable at 17.5
Bear Case
$101.23
(-34%)
Severe decline -20.0%, PE contracts to 14.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 7:34 PM ET
Data refreshes hourly during market hours. Next update: 8:34 PM
Data refreshes hourly during market hours. Next update: 8:34 PM
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Technical Signals Check
Is NIC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Robert Bruce Atwell
SELL
3309 shares
2026-03-12
Robert Bruce Atwell
SELL
3331 shares
2026-03-05
Robert Bruce Atwell
SELL
6396 shares
2026-02-18
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