IREN vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 30, 2026

IREN

48.7
AI Score
VS
SOFI Wins

SOFI

51.0
AI Score

Investment Advisor Scores

IREN

49score
Recommendation
HOLD

SOFI

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric IREN SOFI Winner
Forward P/E 136.9863 20.7039 SOFI
PEG Ratio 4.0547 0.5962 SOFI
Revenue Growth -26.7% 42.6% SOFI
Earnings Growth 42.9% 40.4% IREN
Tradestie Score 48.7/100 51.0/100 SOFI
Profit Margin -99.4% 14.9% SOFI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

IREN 1M: +10.4% · 3M: +4.7% SOFI 1M: -7.1% · 3M: -13.2%

Current Technical Phase

IREN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.6 · Price: $40.65

SOFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.1%), weak momentum, RSI 37

RSI (14): 36.8 · Price: $15.84

Fundamentals Snapshot

Metric IREN SOFI
Market Cap — —
Forward P/E -53.1 19.2
Trailing P/E — 32.8
Revenue (TTM) — —
Revenue Growth -0.3% 0.4%
Gross Margin 0.7% 0.8%
Operating Margin -1.0% 0.2%
EPS -2.22 0.48
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.