JFIN vs OPFI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 18, 2026
JFIN
50.8
AI Score
VS
It's a Tie!
OPFI
50.8
AI Score
Investment Advisor Scores
OPFI
51score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | JFIN | OPFI | Winner |
|---|---|---|---|
| Net Income | 219.61M | 43.24M | JFIN |
| Operating Income | 257.01M | 59.72M | JFIN |
| ROE | 34.6% | 10.4% | JFIN |
| ROA | 17.5% | 5.6% | JFIN |
| Total Assets | 1.25B | 770.73M | JFIN |
| Cash | 8.84M | 64.35M | OPFI |
| Debt/Equity | 0.12 | 0.12 | OPFI |
| Current Ratio | 1.88 | 0.28 | JFIN |
Relative Price Performance (Last 90 Days)
JFIN 1M: +9.5%
· 3M: -44.3%
OPFI 1M: -21.2%
· 3M: -15.4%
Current Technical Phase
JFIN
NeutralHold
Mixed signals - no dominant trend phase, RSI 47
OPFI
NeutralHold
Mixed signals - no dominant trend phase, RSI 32
Fundamentals Snapshot
| Metric | JFIN | OPFI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 1.8 | 3.7 |
| Trailing P/E | 0.9 | 2.4 |
| Revenue (TTM) | — | — |
| Revenue Growth | -0.6% | -0.1% |
| Gross Margin | 0.8% | 1.0% |
| Operating Margin | -0.1% | 0.3% |
| EPS | 2.64 | 3.00 |
| Dividend Yield | — | — |
Frequently Asked Questions
Based on our detailed analysis, JFIN and OPFI are evenly matched, both winning 6 key financial metrics each. This is a close call that depends on your specific investment goals.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.