OFG vs CUBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 30, 2026

OFG

55.2
AI Score
VS
CUBI Wins

CUBI

56.7
AI Score

Investment Advisor Scores

OFG

55score
Recommendation
HOLD

CUBI

57score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric OFG CUBI Winner
Forward P/E 7.3855 8.2645 OFG
PEG Ratio 0.9233 1.1828 OFG
Revenue Growth 10.4% 10.1% OFG
Earnings Growth 20.9% 18.5% OFG
Tradestie Score 55.2/100 56.7/100 CUBI
Profit Margin 33.9% 35.2% CUBI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

OFG 1M: -2.7% · 3M: +3.2% CUBI 1M: -4.1% · 3M: -3.3%

Current Technical Phase

OFG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 45

RSI (14): 45.2 · Price: $51.29

CUBI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.1%), weak momentum, RSI 41

RSI (14): 40.7 · Price: $75.47

Fundamentals Snapshot

Metric OFG CUBI
Market Cap — —
Forward P/E 10.0 7.9
Trailing P/E 9.9 9.0
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 5.13 8.26
Dividend Yield 0.03% —

Frequently Asked Questions

Based on our detailed analysis, CUBI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.