OFG vs FBNC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 07, 2026

OFG

51.9
AI Score
VS
OFG Wins

FBNC

44.4
AI Score

Investment Advisor Scores

OFG

52score
Recommendation
HOLD

FBNC

44score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric OFG FBNC Winner
Net Income 111.05M 181.87M OFG
ROE 6.7% 15.2% OFG
ROA 0.9% 1.6% OFG
Total Assets 12.67B 11.34B FBNC
Free Cash Flow 198.89M 277.80M OFG

Relative Price Performance (Last 90 Days)

OFG 1M: -0.8% · 3M: -3.4% FBNC 1M: +6.9% · 3M: -2.5%

Current Technical Phase

OFG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 54.2 · Price: $51.69

FBNC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.8 · Price: $64.50

Fundamentals Snapshot

Metric OFG FBNC
Market Cap — —
Forward P/E 10.0 12.7
Trailing P/E 9.8 16.3
Revenue (TTM) — —
Revenue Growth 0.1% 0.5%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 5.26 3.97
Dividend Yield 0.03% 0.01%

Frequently Asked Questions

Based on our detailed analysis, OFG is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.