PNC vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 30, 2026

PNC

57.6
AI Score
VS
USB Wins

USB

61.1
AI Score

Investment Advisor Scores

PNC

58score
Recommendation
HOLD

USB

61score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PNC USB Winner
Forward P/E 10.6838 10.4058 USB
PEG Ratio 1.5711 1.7932 PNC
Revenue Growth 23.6% 10.4% PNC
Earnings Growth 24.9% 21.6% PNC
Tradestie Score 57.6/100 61.1/100 USB
Profit Margin 31.4% 29.9% PNC
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PNC 1M: -8.8% · 3M: -12.7% USB 1M: -8.4% · 3M: -8.5%

Current Technical Phase

PNC

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.0%), weak momentum, RSI 28

RSI (14): 27.6 · Price: $221.03

USB

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.4%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $57.51

Fundamentals Snapshot

Metric PNC USB
Market Cap — —
Forward P/E 10.2 9.9
Trailing P/E 12.2 11.5
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 18.04 4.97
Dividend Yield 0.03% 0.04%

Frequently Asked Questions

Based on our detailed analysis, USB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.