SBCF vs CBU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

SBCF

56.7
AI Score
VS
CBU Wins

CBU

57.9
AI Score

Investment Advisor Scores

SBCF

57score
Recommendation
HOLD

CBU

58score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SBCF CBU Winner
Net Income 91.43M 210.46M CBU
ROE 3.3% 10.5% CBU
ROA 0.4% 1.2% CBU
Total Assets 21.36B 17.30B SBCF
Cash 429.94M 301.75M SBCF
Free Cash Flow 132.22M 233.33M CBU

Relative Price Performance (Last 90 Days)

SBCF 1M: -4.5% · 3M: +8.5% CBU 1M: -4.0% · 3M: -4.3%

Current Technical Phase

SBCF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.9 · Price: $33.98

CBU

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.9%), weak momentum, RSI 41

RSI (14): 41.3 · Price: $62.54

Fundamentals Snapshot

Metric SBCF CBU
Market Cap
Forward P/E 12.3 12.1
Trailing P/E 22.0 14.5
Revenue (TTM)
Revenue Growth 0.4% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 1.54 4.33
Dividend Yield 0.02% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CBU is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.