SOFI vs OMF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 05, 2026

SOFI

49.6
AI Score
VS
OMF Wins

OMF

53.5
AI Score

Investment Advisor Scores

SOFI

50score
Recommendation
HOLD

OMF

54score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SOFI OMF Winner
Forward P/E 21.322 7.1327 OMF
PEG Ratio 0.6142 0.7458 SOFI
Revenue Growth 42.6% -2.7% SOFI
Earnings Growth 40.4% -5.9% SOFI
Tradestie Score 49.6/100 53.5/100 OMF
Profit Margin 14.9% 25.9% OMF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SOFI 1M: -3.5% · 3M: +3.9% OMF 1M: -2.9% · 3M: +10.6%

Current Technical Phase

SOFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 45

RSI (14): 45.2 · Price: $17.32

OMF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 49.0 · Price: $62.75

Fundamentals Snapshot

Metric SOFI OMF
Market Cap
Forward P/E 20.9 7.3
Trailing P/E 35.1 9.4
Revenue (TTM)
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 0.9%
Operating Margin 0.2% 0.3%
EPS 0.49 6.63
Dividend Yield 0.07%

Frequently Asked Questions

Based on our detailed analysis, OMF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.