SOFI vs OMF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

SOFI

63.2
AI Score
VS
SOFI Wins

OMF

59.9
AI Score

Investment Advisor Scores

SOFI

63score
Recommendation
HOLD

OMF

60score
Recommendation
STRONG BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric SOFI OMF Winner
Forward P/E 20.7039 6.68 OMF
PEG Ratio 0.5962 0.7458 SOFI
Revenue Growth 42.6% -2.7% SOFI
Earnings Growth 40.4% -5.9% SOFI
Tradestie Score 63.2/100 59.9/100 SOFI
Profit Margin 14.9% 25.9% OMF
Beta 1.00 1.00 Tie
AI Recommendation HOLD STRONG BUY OMF

Relative Price Performance (Last 90 Days)

SOFI 1M: -13.2% · 3M: -10.5% OMF 1M: -3.8% · 3M: -3.3%

Current Technical Phase

SOFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.2%), weak momentum, RSI 41

RSI (14): 40.5 · Price: $14.90

OMF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.5 · Price: $56.83

Fundamentals Snapshot

Metric SOFI OMF
Market Cap — —
Forward P/E 18.1 6.7
Trailing P/E 30.0 8.4
Revenue (TTM) — —
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 0.9%
Operating Margin 0.2% 0.3%
EPS 0.49 6.64
Dividend Yield — 0.08%

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.