SYF vs OMF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 13, 2026

SYF

43.3
AI Score
VS
OMF Wins

OMF

43.8
AI Score

Investment Advisor Scores

SYF

43score
Recommendation
HOLD

OMF

44score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF OMF Winner
Forward P/E 8.3963 8.9526 SYF
PEG Ratio 1.1051 0.7458 OMF
Revenue Growth 0.6% -2.7% SYF
Earnings Growth 3.6% -5.9% SYF
Tradestie Score 43.3/100 43.8/100 OMF
Profit Margin 35.5% 25.9% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SYF 1M: +10.7% · 3M: +10.4% OMF 1M: +7.5% · 3M: +17.6%

Current Technical Phase

SYF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.0% over 20 days), RSI 56

RSI (14): 56.0 · Price: $79.47

OMF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.9% over 20 days), RSI 51

RSI (14): 51.2 · Price: $63.19

Fundamentals Snapshot

Metric SYF OMF
Market Cap
Forward P/E 7.7 7.4
Trailing P/E 8.3 9.3
Revenue (TTM)
Revenue Growth 0.0% 0.0%
Gross Margin 1.0% 0.9%
Operating Margin 0.5% 0.3%
EPS 9.75 6.63
Dividend Yield 0.02% 0.07%

Frequently Asked Questions

Based on our detailed analysis, OMF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.