SYF vs SLM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

SYF

50.1
AI Score
VS
SYF Wins

SLM

45.1
AI Score

Investment Advisor Scores

SYF

50score
Recommendation
HOLD

SLM

45score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF SLM Winner
Forward P/E 7.0175 5.3908 SLM
PEG Ratio 0.9116 0.5827 SLM
Revenue Growth -4.7% -55.8% SYF
Earnings Growth -6.3% -9.4% SYF
Tradestie Score 50.1/100 45.1/100 SYF
Profit Margin 34.1% 38.3% SLM
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SYF 1M: -2.7% · 3M: -10.6% SLM 1M: -24.6% · 3M: -38.3%

Current Technical Phase

SYF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.5%), weak momentum, RSI 39

RSI (14): 39.2 · Price: $71.57

SLM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -12.2%), weak momentum, RSI 29

RSI (14): 29.5 · Price: $17.11

Fundamentals Snapshot

Metric SYF SLM
Market Cap — —
Forward P/E 6.9 5.6
Trailing P/E 7.6 6.1
Revenue (TTM) — —
Revenue Growth 0.0% -0.6%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% -0.4%
EPS 9.58 2.79
Dividend Yield 0.02% 0.03%

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.