TDC vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

TDC

49.8
AI Score
VS
PAY Wins

PAY

63.6
AI Score

Investment Advisor Scores

TDC

50score
Recommendation
HOLD

PAY

64score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric TDC PAY Winner
Revenue 854.00M 719.18M TDC
Net Income 381.00M 46.44M TDC
Gross Margin 60.8% 25.1% TDC
Net Margin 44.6% 6.5% TDC
Operating Income 12.00M 59.17M PAY
ROE 64.2% 7.6% TDC
ROA 23.0% 6.4% TDC
Total Assets 1.66B 725.37M TDC
Cash 414.00M 377.69M TDC
Current Ratio 0.91 4.89 PAY
Free Cash Flow 496.00M 79.12M TDC

Relative Price Performance (Last 90 Days)

TDC 1M: +4.1% · 3M: -15.1% PAY 1M: -9.9% · 3M: +75.8%

Current Technical Phase

TDC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.9 · Price: $27.84

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.9 · Price: $36.38

Fundamentals Snapshot

Metric TDC PAY
Market Cap
Forward P/E 9.6 34.0
Trailing P/E 5.9 53.4
Revenue (TTM)
Revenue Growth 0.0% 0.3%
Gross Margin 0.6% 0.2%
Operating Margin 0.1% 0.1%
EPS 4.66 0.68
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.