UBFO vs WAFD

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

UBFO

56.6
AI Score
VS
WAFD Wins

WAFD

57.2
AI Score

Investment Advisor Scores

UBFO

57score
Recommendation
BUY

WAFD

57score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UBFO WAFD Winner
Forward P/E 13.6612 13.5501 WAFD
PEG Ratio 0 1.8493 Tie
Revenue Growth 6.6% 5.6% UBFO
Earnings Growth 4.5% 15.1% WAFD
Tradestie Score 56.6/100 57.2/100 WAFD
Profit Margin 24.8% 33.7% WAFD
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD UBFO

Relative Price Performance (Last 90 Days)

UBFO 1M: +0.2% · 3M: +4.1% WAFD 1M: -14.3% · 3M: -19.3%

Current Technical Phase

UBFO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 54.9 · Price: $10.51

WAFD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -6.0%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $30.80

Fundamentals Snapshot

Metric UBFO WAFD
Market Cap — —
Forward P/E 13.7 8.8
Trailing P/E 15.0 9.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 0.65 3.17
Dividend Yield 0.05% 0.04%

Frequently Asked Questions

Based on our detailed analysis, WAFD is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.