UPST vs IREN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

UPST

46.9
AI Score
VS
UPST Wins

IREN

45.0
AI Score

Investment Advisor Scores

UPST

47score
Recommendation
HOLD

IREN

45score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST IREN Winner
Forward P/E 14.3885 136.9863 UPST
PEG Ratio 0 4.0547 Tie
Revenue Growth 42.3% -26.7% UPST
Earnings Growth 211.2% 42.9% UPST
Tradestie Score 46.9/100 45.0/100 UPST
Profit Margin 4.7% -99.4% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -12.1% · 3M: -19.5% IREN 1M: +0.4% · 3M: -22.7%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

IREN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.9 · Price: $43.83

Fundamentals Snapshot

Metric UPST IREN
Market Cap
Forward P/E 7.4 -57.3
Trailing P/E 50.2
Revenue (TTM)
Revenue Growth 0.4% -0.3%
Gross Margin 0.8% 0.7%
Operating Margin 0.1% -1.0%
EPS 0.50 -2.22
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.