USB vs NU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

USB

50.1
AI Score
VS
NU Wins

NU

58.3
AI Score

Investment Advisor Scores

USB

50score
Recommendation
HOLD

NU

58score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric USB NU Winner
Forward P/E 12.1803 19.4932 USB
PEG Ratio 2.1011 0.8263 NU
Revenue Growth 10.4% 43.7% NU
Earnings Growth 21.6% 55.9% NU
Tradestie Score 50.1/100 58.3/100 NU
Profit Margin 29.9% 41.9% NU
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

USB 1M: +1.7% · 3M: +11.2% NU 1M: +7.0% · 3M: -1.0%

Current Technical Phase

USB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.6% over 20 days), RSI 55

RSI (14): 54.9 · Price: $63.01

NU

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (0.7% over 20 days), RSI 57

RSI (14): 56.7 · Price: $14.33

Fundamentals Snapshot

Metric USB NU
Market Cap
Forward P/E 10.9 13.4
Trailing P/E 12.5 22.3
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 5.02 0.65
Dividend Yield 0.03%

Frequently Asked Questions

Based on our detailed analysis, NU is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.