WAFD vs FBNC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

WAFD

44.3
AI Score
VS
FBNC Wins

FBNC

46.0
AI Score

Investment Advisor Scores

WAFD

44score
Recommendation
HOLD

FBNC

46score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFD FBNC Winner
Revenue 29.65M 67.62M FBNC
Net Income 226.07M 111.05M WAFD
Net Margin 762.5% 164.2% WAFD
ROE 7.4% 6.7% WAFD
ROA 0.8% 0.9% FBNC
Total Assets 26.70B 12.67B WAFD
Free Cash Flow 208.25M 198.89M WAFD

Relative Price Performance (Last 90 Days)

WAFD 1M: +1.2% · 3M: -22.9% FBNC 1M: +9.4% · 3M: -2.3%

Current Technical Phase

WAFD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.9%), weak momentum, RSI 43

RSI (14): 43.0 · Price: $29.27

FBNC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 55.4 · Price: $64.80

Fundamentals Snapshot

Metric WAFD FBNC
Market Cap — —
Forward P/E 8.3 12.8
Trailing P/E 9.2 16.4
Revenue (TTM) — —
Revenue Growth 0.1% 0.5%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.20 3.97
Dividend Yield 0.04% 0.01%

Frequently Asked Questions

Based on our detailed analysis, FBNC is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.