WAFU vs JFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

WAFU

43.6
AI Score
VS
WAFU Wins

JFIN

37.7
AI Score

Investment Advisor Scores

WAFU

44score
Recommendation
HOLD

JFIN

38score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFU JFIN Winner
Revenue 889.76M 6.35M JFIN
Net Income 219.61M -1.11M JFIN
Net Margin 24.7% -17.4% JFIN
Operating Income 257.01M -855,794 JFIN
ROE 34.6% -11.0% JFIN
ROA 17.5% -7.7% JFIN
Total Assets 1.25B 14.45M JFIN
Cash 8.84M 9.02M WAFU
Current Ratio 1.88 4.12 WAFU
Free Cash Flow 88.98M -1.44M JFIN

Relative Price Performance (Last 90 Days)

WAFU 1M: +3.6% · 3M: -5.8% JFIN 1M: -27.6% · 3M: -55.7%

Current Technical Phase

WAFU

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 51

RSI (14): 51.1 · Price: $1.45

JFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -21.0%), weak momentum, RSI 24

RSI (14): 23.9 · Price: $1.31

Fundamentals Snapshot

Metric WAFU JFIN
Market Cap — —
Forward P/E 0.0 1.8
Trailing P/E — 2.0
Revenue (TTM) — —
Revenue Growth 0.0% -0.6%
Gross Margin 0.3% 0.6%
Operating Margin -0.3% -0.3%
EPS -0.24 0.67
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, WAFU is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.