WSBF vs CIVB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

WSBF

47.5
AI Score
VS
CIVB Wins

CIVB

60.7
AI Score

Investment Advisor Scores

WSBF

48score
Recommendation
HOLD

CIVB

61score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WSBF CIVB Winner
Net Income 14.46M 46.21M CIVB
ROE 4.1% 8.5% CIVB
ROA 0.6% 1.1% CIVB
Total Assets 2.25B 4.34B CIVB
Free Cash Flow 7.73M 42.12M CIVB

Relative Price Performance (Last 90 Days)

WSBF 1M: +1.8% · 3M: +10.5% CIVB 1M: -4.4% · 3M: +2.6%

Current Technical Phase

WSBF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.4% over 20 days), RSI 60

RSI (14): 59.7 · Price: $21.37

CIVB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.6 · Price: $27.44

Fundamentals Snapshot

Metric WSBF CIVB
Market Cap
Forward P/E 20.7 9.4
Trailing P/E 12.3 10.1
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.3% 0.4%
EPS 1.74 2.70
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CIVB is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.