YI vs XYF
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 22, 2026
YI
65.9
AI Score
VS
YI Wins
XYF
51.3
AI Score
Investment Advisor Scores
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | YI | XYF | Winner |
|---|---|---|---|
| Revenue | 1.80B | 1.09B | YI |
| Net Income | -3.22M | 209.43M | XYF |
| Net Margin | -0.2% | 19.2% | XYF |
| Operating Income | -340,000 | 233.10M | XYF |
| ROE | 3.2% | 18.7% | XYF |
| ROA | -1.0% | 10.0% | XYF |
| Total Assets | 314.63M | 2.10B | XYF |
| Cash | 73.07M | 141.23M | XYF |
| Free Cash Flow | 16.40M | 206.73M | XYF |
Relative Price Performance (Last 90 Days)
YI 1M: -17.3%
· 3M: -21.5%
XYF 1M: -7.1%
· 3M: +1.5%
Current Technical Phase
YI
MarkdownSell / avoid
Price below a falling SMA50 (slope -6.6%), weak momentum, RSI 37
XYF
NeutralHold
Mixed signals - no dominant trend phase, RSI 43
Fundamentals Snapshot
| Metric | YI | XYF |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 0.0 | 0.0 |
| Trailing P/E | 0.3 | 2.3 |
| Revenue (TTM) | — | — |
| Revenue Growth | -0.3% | -0.6% |
| Gross Margin | 0.0% | 0.6% |
| Operating Margin | 0.0% | 0.5% |
| EPS | 10.33 | 2.07 |
| Dividend Yield | — | 0.12% |
Frequently Asked Questions
Based on our detailed analysis, YI is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.