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HQY

HealthEquity, Inc
Data: 2026-10-21
$97.88
Price
1.33%
Change
$107.62
52W High
$72.76
52W Low
Full AI Analysis Buy/Sell Forecast Trendline Why Moving Charts Options
Analyzing positioning… Options positioning — based on yesterday's biggest open-interest changes See the chart Institutional flows
Track record
signal day → next-day price move
Quick Stats
Oct 21, 2026

35.7

AI Score

AVOID NEW MONEY

0.86

Volume Ratio

Dec 02, 2026

Next Earnings

15

+ve Days (30d)

15

-ve Days (30d)

HQY Price vs Max Options Open Interest

How to read this: the line is the stock price; the bars show where the most option open interest sits each day. Strikes with heavy open interest often act as magnets or barriers for price ("max pain" zones). Scroll right for the most recent days.

HQY Max Change In Options Open Interest

How to read this: each bar is the option contract whose open interest changed the most yesterday. Green bars = new positions being opened (conviction building at that strike); red bars = positions being closed. Call builds above the current price suggest upside bets; put builds below it suggest hedging or downside bets.

HQY Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

HQY Daily Out of Money Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

HQY Daily In the Money Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

HQY Most Active Options by Volume(near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI		 Ask PC Delta Vega Volatility % change Track
HQY Technical Chart Pro Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select an indicator above — it will be added as a pane under the price chart with aligned dates.

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

HQY Stock Summary

Last updated Oct 21, 2026

HQY is currently trading at $97.88, positioned above its 200-day moving average of $88.64, indicating a long-term uptrend. The stock has a 52-week range of $72.76 to $107.62.

Technical Analysis: The 50-day moving average stands at $95.66, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 64.073, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.067, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates HQY at 35.7/100 with a AVOID NEW MONEY recommendation.

HQY (HealthEquity, Inc) Indicators

Last updated Oct 21, 2026

Indicator Value
RSI(14) 64.073
CMF (20) 0.067
ROC (10) 6.507
ADX (14) 23.222
Indicator Value
MACD (12,26,9) 0.151
AROONOSC (14) 100.0
WILLAMS %R (14) -9.617
MFI (14) 65.552

HQY Candlestick Patterns

Validated patterns fired in the last 10 sessions. Hit rate = how often price moved in the signal's direction within 5 trading days (backtest: 2.7M signals, 3,500 liquid stocks, Feb 2025–Sep 2026). Baseline: a random stock closes higher 5 days later 53% of the time. Click a row to see the candle on the chart.

Date Pattern Signal 5-Day Hit Rate Edge vs Baseline Sample
Oct 19 Piercing Line (contrarian — textbook says the opposite) Bearish 50.5% +3.5 pts 4474
Oct 14 On-Neck Bearish 49.1% +2.1 pts 3813

These are statistical tilts, not standalone trade setups. Only patterns with a measured edge are shown — roughly 50 of 60 textbook patterns showed no edge and are hidden.

HealthEquity, Inc is above both the 50 Day and 200 Day SMA which is considered Bullish.

HQY Moving Averages Analysis

HealthEquity, Inc has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Oct 21, 2026

HealthEquity, Inc has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Oct 21, 2026

HQY (HealthEquity, Inc) Simple Moving Averages

Moving Averages are last updated Oct 21, 2026

Days MA
10 92.98
20 91.24
30 92.35
50 95.66
100 94.83
200 88.64

HQY Fundamental Analysis

P/E (Forward) 19.7239
P/E (Trailing) 34.8736
Market Cap ($) 8.0 billion
Earnings/Share ($) 2.77
Net Profit Margin (%) 0.1736
Dividend/Share ($) --
EPS Estimate Current Year ($) 3.9548
EPS Estimate Next Year ($) 4.5404
WallStreet Target Price ($) 119.33
Most Recent Quarter

HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.