Back to Search

UPST

Upstart Holdings, Inc. Common stock
Data: 2026-10-22
$23.85
Price
0.80%
Change
$55.22
52W High
$22.21
52W Low
Full AI Analysis Buy/Sell Forecast Trendline Why Moving Charts Options
Analyzing positioning… Options positioning — based on yesterday's biggest open-interest changes See the chart Institutional flows
Track record
signal day → next-day price move
Quick Stats
Oct 22, 2026

63.4

AI Score

HOLD

0.73

Volume Ratio

Nov 03, 2026

Next Earnings

15

+ve Days (30d)

15

-ve Days (30d)

UPST Price vs Max Options Open Interest

How to read this: the line is the stock price; the bars show where the most option open interest sits each day. Strikes with heavy open interest often act as magnets or barriers for price ("max pain" zones). Scroll right for the most recent days.

UPST Max Change In Options Open Interest

How to read this: each bar is the option contract whose open interest changed the most yesterday. Green bars = new positions being opened (conviction building at that strike); red bars = positions being closed. Call builds above the current price suggest upside bets; put builds below it suggest hedging or downside bets.

UPST Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

UPST Daily Out of Money Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

UPST Daily In the Money Options - Sort by Max open Interest (near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

UPST Most Active Options by Volume(near term)

22nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI		 Ask PC Delta Vega Volatility % change Track
UPST Technical Chart Pro Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select an indicator above — it will be added as a pane under the price chart with aligned dates.

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

UPST Stock Summary

Last updated Oct 22, 2026

UPST is currently trading at $23.85, positioned below its 200-day moving average of $30.61, suggesting bearish momentum. The stock has a 52-week range of $22.21 to $55.22.

Technical Analysis: The 50-day moving average stands at $26.08, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 44.968, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.061, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates UPST at 63.4/100 with a HOLD recommendation.

UPST (Upstart Holdings, Inc. Common stock) Indicators

Last updated Oct 22, 2026

Indicator Value
RSI(14) 44.968
CMF (20) -0.061
ROC (10) -2.005
ADX (14) 13.827
Indicator Value
MACD (12,26,9) -0.565
AROONOSC (14) 14.286
WILLAMS %R (14) -45.438
MFI (14) 68.384

UPST Candlestick Patterns

No validated candlestick patterns fired for UPST in the last 10 sessions — that's normal. Only the ~15 patterns with a backtested edge (out of 60 textbook patterns) are tracked here.

Upstart Holdings, Inc. Common stock is below both the 50 Day and 200 Day SMA which is considered Bearish.

UPST Moving Averages Analysis

UPST (Upstart Holdings, Inc. Common stock) Simple Moving Averages

Moving Averages are last updated Oct 22, 2026

Days MA
10 23.71
20 23.61
30 24.15
50 26.08
100 28.52
200 30.61

UPST Fundamental Analysis

P/E (Forward) 13.587
P/E (Trailing) 47.32
Market Cap ($) 2.3 billion
Earnings/Share ($) 0.5
Net Profit Margin (%) 0.0469
Dividend/Share ($) --
EPS Estimate Current Year ($) 2.2914
EPS Estimate Next Year ($) 3.5742
WallStreet Target Price ($) 38.38
Most Recent Quarter

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.