CVB Financial (CVBF) Stock: Buy, Sell, or Hold?
CVBF - CVB Financial Corp
$22.71
0.47 (2.11%)
▲
5d:
+4.03%
30d:
+3.18%
90d:
+0.66%
BUY
MODERATE Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Oct 21, 2026
0d
Get Alerted When CVBF Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: CVBF shows positive signals but monitor for confirmation. Market pricing in 0.3% decline. Moderate conviction.
💡 BUY OPPORTUNITY: CVBF shows positive signals but monitor for confirmation. Market pricing in 0.3% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$34.81
Based on 9.3% avg growth
INTRINSIC VALUE TODAY
$21.61
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CVBF is currently trading at $22.71, which is considered fair relative to its 30-day fair value range of $21.66 to $22.53. The stock's valuation (Forward PE: 11.1) is in line with its historical norms (11.2). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, CVBF is in a uptrend. The price is approaching resistance at $22.36. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CVBF scores 69/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $26.17 (+17.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CVBF is in a uptrend. The price is approaching resistance at $22.36. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CVBF scores 69/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $26.17 (+17.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$21.66 -
$22.53
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.0%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (69/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($26.17)
- BULLISH: Bottoming setup score 69/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$21.66 -
$22.53
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$21.10
Resistance Level
$22.36
Current Trend
Uptrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.13
Wall Street Target
$26.17
(+17.7%)
Revenue Growth (YoY)
42.0%
Earnings Growth (YoY)
-21.6%
Profit Margin
36.1%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
11.1 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$22.17
(0%)
2-Year Target
$22.11
(-1%)
3-Year Target
$22.04
(-1%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
$22.18
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 14.6%)
$59.77
(+169%)
Base:
(SPY PE: 11.1, Growth: 14.6%)
$33.50
(+51%)
Bear:
(PE: 9.5, Growth: 14.6%)
$28.47
(+28%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 15.28 | Current EPS (TTM): $1.45
Bull Case
$33.59
(+51%)
Analyst growth 37.8%, PE expands to 16.8
Base Case
$30.54
(+37%)
Market implied 37.8%, PE stable at 15.3
Bear Case
$15.07
(-32%)
Severe decline -20.0%, PE contracts to 13.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.1 to 11.2
Stabilization Target:
$22.38
(+0.6%)
PE Expansion Potential:
+0.6%
Share & Embed Analysis
Last updated: October 22, 2026 10:06 AM ET
Data refreshes hourly during market hours. Next update: 11:06 AM
Data refreshes hourly during market hours. Next update: 11:06 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CVBF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 62 BUY |
|
NU
Nu Holdings Ltd |
STRONG BUY
22 analysts |
$19 | 50 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 63 BUY |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$164 | 61 BUY |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$148 | 52 HOLD |
