CVBF Stock Analysis: Buy, Sell, or Hold?
CVBF - CVB Financial Corp
$22.45
-0.02 (-0.09%)
▼
5d:
-1.36%
30d:
+7.57%
90d:
+9.09%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 22, 2026
8d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: CVBF shows positive signals but monitor for confirmation. Market pricing in 1.9% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: CVBF shows positive signals but monitor for confirmation. Market pricing in 1.9% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.31
Based on 8.8% avg growth
INTRINSIC VALUE TODAY
$20.06
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CVBF is currently trading at $22.45, which is considered slightly high relative to its 30-day fair value range of $20.82 to $22.56. The stock's valuation (Forward PE: 11.8) is in line with its historical norms (11.2). At these levels, the market is pricing in 1.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CVBF is showing sideways momentum. The price is approaching resistance at $21.22. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CVBF is showing sideways momentum. The price is approaching resistance at $21.22. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$20.82 -
$22.56
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($24.33)
- NEUTRAL: Market pricing in 1.9% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$20.82 -
$22.56
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$19.86
Resistance Level
$21.22
Current Trend
Sideways
Technical data as of
Jun 12, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.84
Wall Street Target
$24.33
(+8.4%)
Revenue Growth (YoY)
0.3%
Earnings Growth (YoY)
4.4%
Profit Margin
40.3%
Valuation Premium vs History
+1.9% premium
PE vs Historical
11.8 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.9%
(market-implied from PE analysis)
1-Year Target
$22.88
(+2%)
2-Year Target
$23.31
(+4%)
3-Year Target
$23.75
(+6%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$22.48
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 13.6%)
$60.52
(+170%)
Base:
(SPY PE: 11.8, Growth: 13.6%)
$32.89
(+47%)
Bear:
(PE: 10.1, Growth: 13.6%)
$27.96
(+25%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 14.69 | Current EPS (TTM): $1.53
Bull Case
$30.64
(+37%)
Analyst growth 24.0%, PE expands to 16.2
Base Case
$27.86
(+24%)
Market implied 24.0%, PE stable at 14.7
Bear Case
$15.28
(-32%)
Severe decline -20.0%, PE contracts to 12.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 6:53 PM ET
Data refreshes hourly during market hours. Next update: 7:53 PM
Data refreshes hourly during market hours. Next update: 7:53 PM
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Technical Signals Check
Is CVBF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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