LPRO vs RPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 29, 2026

LPRO

48.8
AI Score
VS
LPRO Wins

RPAY

46.3
AI Score

Investment Advisor Scores

LPRO

49score
Recommendation
HOLD

RPAY

46score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric LPRO RPAY Winner
Forward P/E 39.3701 7.9177 RPAY
PEG Ratio 0 0 Tie
Revenue Growth -16.0% 33.2% RPAY
Earnings Growth -56.5% 0.0% RPAY
Tradestie Score 48.8/100 46.3/100 LPRO
Profit Margin -5.9% -49.6% LPRO
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

LPRO 1M: +0.6% · 3M: +75.4% RPAY 1M: -0.3% · 3M: -8.6%

Current Technical Phase

LPRO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (24.9% over 20 days), RSI 70

RSI (14): 69.8 · Price: $3.14

RPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 52.1 · Price: $3.82

Fundamentals Snapshot

Metric LPRO RPAY
Market Cap — —
Forward P/E 16.6 3.3
Trailing P/E — —
Revenue (TTM) — —
Revenue Growth -0.2% 0.3%
Gross Margin 0.8% 0.7%
Operating Margin 0.0% 0.0%
EPS -0.05 -2.07
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, LPRO is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.