Why is UPST Up Today?

UPST
$20.97
▲ +2.72% (+$0.57)
Last updated: Nov 11, 2026 6:30 PM ET (116 min ago)

About Upstart Holdings, Inc. Common stock

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, ...

Sector: FINANCE SERVICES
Market Cap: $5.02B
Forward P/E: 15.8
52-Week Range: $19.71 - $52.10
Employees: 1,193

Overall Confidence: 65%

65% Confident

Based on news, social sentiment, options activity, and sector analysis

SECTOR 65% Confidence
🎯 FINANCE SERVICES sector moving together
This appears to be a sector-wide move. The FINANCE SERVICES sector is up 5.5% on average.

✅ Move Confirmation

LOW VOLUME 0.6x average volume

UNCONFIRMED - Low volume suggests this move may not be sustainable.

📍 Sector Context

FINANCE SERVICES sector: +5.5%

This appears to be a sector-wide move. Most FINANCE SERVICES stocks are moving in the same direction.

Market Comparison

UPST is outperforming the market (+1.4% vs SPY)
S&P 500
SPY
+1.32%
Nasdaq 100
QQQ
+2.31%
UPST
This Stock
+2.72%
vs S&P 500: +1.4%
vs Nasdaq: +0.41%

📊 What Happens Next?

Probability Analysis

45% chance this move continues in the next 1-3 days

Expected Range

Based on historical patterns and options pricing, UPST is expected to trade between:
$20.55 - $21.59

Key Level to Watch

$22.01 resistance
Watch for continuation above $20.96

🔔 Get UPST Alerts

We'll notify you when UPST's trend changes or a new signal fires.

Last updated: Nov 11, 2026 6:30 PM (116 minutes ago)
Data refreshes every 30 minutes during market hours

Options Market Insight

Neutral
Options Sentiment
0.85
Put/Call Ratio
98.5%
Implied Volatility
Call Volume: 9,262
Put Volume: 7,899
Total: 17,161
Unusual Activity: $17.5 PUT (1,115 vol) $22 CALL (1,056 vol)

Historical Context

UPST has moved more than 3.0% up on 53 occasions in the past year.

45.3%
Continuation Rate
24/53 times continued up
-0.42%
Avg Next Day Change
After similar up moves
Last similar move: Nov 04, 2026 (9.4%) → Next day: -5.3%

Frequently Asked Questions

Why is UPST stock up today?

This appears to be a sector-wide move. The FINANCE SERVICES sector is up 5.5% on average.

Is UPST stock a buy or sell right now?

Based on current analysis, UPST shows 65% confidence in today's move. Volume is low which does not confirm the trend. View full buy/sell analysis →

What is the UPST stock price target?

UPST is currently trading at $20.97. Based on today's momentum, the expected short-term range is $20.55 - $21.59. See long-term price prediction →

Will UPST stock continue rising?

Our analysis shows a 45% probability that UPST's move continues in the next 1-3 days. Key level to watch: $22.01 (resistance).

Is UPST stock oversold or overbought?

UPST's RSI (Relative Strength Index) is currently at 37.6. This shows bearish momentum - the stock has negative momentum but isn't oversold yet.

What is the momentum for UPST stock?

UPST's 10-day momentum indicator is at -3.58. Strong bearish momentum - the stock is experiencing significant downward pressure. Watch for potential reversal signals.

Is UPST outperforming or underperforming the market?

UPST (+2.72%) is currently outperforming the market (+1.4% vs SPY). Today, the S&P 500 (SPY) is up 1.32%, and Nasdaq (QQQ) is up 2.31%.

What does MACD indicate for UPST?

UPST's MACD (-0.89) is currently below the signal line (-0.7), indicating a bearish trend. This technical signal suggests selling pressure is dominant. The trend strength (ADX: 11.4) is weak.

Is UPST in an uptrend or downtrend?

Based on moving average analysis, UPST is in a bearish trend. The price ($20.97) is trading below both the 20-day SMA ($22.93) and 50-day SMA ($24.06). This alignment typically indicates sustained downward pressure.

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