ACNB Stock Analysis: Buy, Sell, or Hold?
ACNB - ACNB Corp
$62.10
-0.76 (-1.21%)
▼
5d:
+2.73%
30d:
+6.39%
90d:
+23.02%
HOLD
MODERATE Confidence
Analysis Updated: Jul 24, 2026 12:00 AM ET
Earnings: Jul 23, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACNB is fairly valued with market pricing in 4.6% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ACNB is fairly valued with market pricing in 4.6% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$61.94
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$38.46
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $62.10, which is considered extended relative to its 30-day fair value range of $58.13 to $61.29. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.3) compared to its historical average (9.9). At these levels, the market is pricing in 4.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $63.67. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $63.67. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$58.13 -
$61.29
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($59.67)
- NEUTRAL: Market pricing in 4.6% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$58.13 -
$61.29
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$59.22
Resistance Level
$63.67
Current Trend
Strong Uptrend
Technical data as of
Jul 24, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.34
Wall Street Target
$59.67
(-3.9%)
Revenue Growth (YoY)
42.7%
Earnings Growth (YoY)
34.8%
Profit Margin
32.1%
Valuation Premium vs History
+4.6% premium
PE vs Historical
11.3 vs 9.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$64.96
(+5%)
2-Year Target
$67.94
(+9%)
3-Year Target
$71.07
(+14%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$62.06
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.8, Growth: 1.4%)
$118.97
(+92%)
Base:
(SPY PE: 11.3, Growth: 1.4%)
$64.81
(+4%)
Bear:
(PE: 9.6, Growth: 1.4%)
$55.09
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.23 | Current EPS (TTM): $5.14
Bull Case
$73.69
(+19%)
Analyst growth 6.6%, PE expands to 13.5
Base Case
$66.99
(+8%)
Market implied 6.6%, PE stable at 12.2
Bear Case
$42.74
(-31%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 26, 2026 2:04 PM ET
Data refreshes hourly during market hours. Next update: 3:04 PM
Data refreshes hourly during market hours. Next update: 3:04 PM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Frank Elsner III
BUY
5 shares
2026-03-13
Kevin J Hayes
SELL
750 shares
2026-02-03
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