ACNB (ACNB) Stock: Buy, Sell, or Hold?
ACNB - ACNB Corp
$63.78
0.89 (1.42%)
▲
5d:
+0.08%
30d:
-2.18%
90d:
+5.44%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 22, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACNB is fairly valued with market pricing in 3.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ACNB is fairly valued with market pricing in 3.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$113.07
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$70.21
9.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $63.78, which is considered slightly low relative to its 30-day fair value range of $63.39 to $65.19. The stock's valuation (Forward PE: 11.2) is in line with its historical norms (10.2). At these levels, the market is pricing in 3.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $64.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $64.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$63.39 -
$65.19
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
86.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (74/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($67.67)
- NEUTRAL: Market pricing in 3.0% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 17% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$63.39 -
$65.19
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$60.93
Resistance Level
$64.75
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.20
Wall Street Target
$67.67
(+6.1%)
Revenue Growth (YoY)
5.3%
Earnings Growth (YoY)
34.2%
Profit Margin
33.9%
Valuation Premium vs History
+3.0% premium
PE vs Historical
11.2 vs 10.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.0%
(market-implied from PE analysis)
1-Year Target
$65.69
(+3%)
2-Year Target
$67.66
(+6%)
3-Year Target
$69.69
(+9%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$63.45
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 53.0%)
$117.98
(+85%)
Base:
(SPY PE: 11.2, Growth: 53.0%)
$64.80
(+2%)
Bear:
(PE: 9.5, Growth: 53.0%)
$55.08
(-14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.78 | Current EPS (TTM): $5.34
Bull Case
$73.75
(+16%)
Analyst growth 6.6%, PE expands to 13.0
Base Case
$67.04
(+5%)
Market implied 6.6%, PE stable at 11.8
Bear Case
$42.77
(-33%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 9:40 PM ET
Data refreshes hourly during market hours. Next update: 10:40 PM
Data refreshes hourly during market hours. Next update: 10:40 PM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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