ACNB Stock Analysis: Buy, Sell, or Hold?
ACNB - ACNB Corp
$64.45
0.80 (1.26%)
â˛
5d:
-0.74%
30d:
+2.53%
90d:
+17.7%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: ACNB is fairly priced but lacks strong directional signals. At 4.0% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: ACNB is fairly priced but lacks strong directional signals. At 4.0% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$111.96
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$69.52
7.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $64.45, which is considered slightly high relative to its 30-day fair value range of $61.92 to $65.02. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.3) compared to its historical average (10.1). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $65.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $65.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$61.92 -
$65.02
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (48/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($67.67)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
- WARNING: Composite score 51/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$61.92 -
$65.02
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$62.45
Resistance Level
$65.29
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.32
Wall Street Target
$67.67
(+5.0%)
Revenue Growth (YoY)
5.3%
Earnings Growth (YoY)
34.2%
Profit Margin
33.9%
Valuation Premium vs History
+4.0% premium
PE vs Historical
11.3 vs 10.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$67.03
(+4%)
2-Year Target
$69.71
(+8%)
3-Year Target
$72.50
(+13%)
3-Yr Target (if PE normalizes)
(PE: 11â10)
PE COMPRESSION
$64.67
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 53.0%)
$116.07
(+80%)
Base:
(SPY PE: 11.3, Growth: 53.0%)
$65.48
(+2%)
Bear:
(PE: 9.6, Growth: 53.0%)
$55.66
(-14%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.94 | Current EPS (TTM): $5.33
Bull Case
$74.78
(+16%)
Analyst growth 6.8%, PE expands to 13.1
Base Case
$67.98
(+6%)
Market implied 6.8%, PE stable at 11.9
Bear Case
$43.28
(-33%)
Severe decline -20.0%, PE contracts to 10.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 10:23 AM ET
Data refreshes hourly during market hours. Next update: 11:23 AM
Data refreshes hourly during market hours. Next update: 11:23 AM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Frank Elsner III
BUY
5 shares
2026-03-13
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