ACNB (ACNB) Stock: Buy, Sell, or Hold?
ACNB - ACNB Corp
$65.39
1.75 (2.75%)
▲
5d:
+3.5%
30d:
+4.01%
90d:
+5.3%
HOLD
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 22, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACNB is fairly valued with market pricing in 3.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ACNB is fairly valued with market pricing in 3.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$114.18
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$70.90
7.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $65.39, which is considered extended relative to its 30-day fair value range of $62.71 to $64.35. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.5) compared to its historical average (10.3). At these levels, the market is pricing in 3.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $66.06. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 52/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $66.06. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 52/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$62.71 -
$64.35
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (52/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($67.67)
- NEUTRAL: Market pricing in 3.7% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (52/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$62.71 -
$64.35
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$61.41
Resistance Level
$66.06
Current Trend
Strong Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.49
Wall Street Target
$67.67
(+3.5%)
Revenue Growth (YoY)
5.3%
Earnings Growth (YoY)
34.2%
Profit Margin
33.9%
Valuation Premium vs History
+3.7% premium
PE vs Historical
11.5 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.7%
(market-implied from PE analysis)
1-Year Target
$67.81
(+4%)
2-Year Target
$70.32
(+8%)
3-Year Target
$72.92
(+12%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$65.38
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 53.0%)
$114.86
(+76%)
Base:
(SPY PE: 11.5, Growth: 53.0%)
$66.43
(+2%)
Bear:
(PE: 9.8, Growth: 53.0%)
$56.47
(-14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.08 | Current EPS (TTM): $5.27
Bull Case
$75.62
(+16%)
Analyst growth 8.0%, PE expands to 13.3
Base Case
$68.74
(+5%)
Market implied 8.0%, PE stable at 12.1
Bear Case
$43.28
(-34%)
Severe decline -20.0%, PE contracts to 10.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 11:32 PM ET
Data refreshes hourly during market hours. Next update: 12:32 AM
Data refreshes hourly during market hours. Next update: 12:32 AM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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