BILL Stock Analysis: Buy, Sell, or Hold?

BILL - BILL Holdings, Inc.

SERVICES-PREPACKAGED SOFTWARE
$48.16
0.34 (0.71%) ▲
5d: -0.7%
30d: +10.69%
90d: +33.26%
WAIT
LOW Confidence
Protect Your BILL Gains
Analysis Updated: Aug 24, 2026 12:00 AM ET
Earnings: Aug 19, 2026 0d
Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Aug 17, 2026 at $48.50 · last confirmed Aug 24, 2026

Strength: 8.3/10

Get Alerted When BILL Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.
100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading chart...

Loading historical data...

💡
Bottom Line:
â„šī¸ NEUTRAL: BILL is fairly priced but lacks strong directional signals. At -2.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$101.96
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$63.31
23.9% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 15.5x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: BILL is currently trading at $48.16, which is considered slightly high relative to its 30-day fair value range of $44.45 to $49.21. The stock's valuation (Forward PE: 14.2) is in line with its historical norms (15.5). Remarkably, the market is currently pricing in an annual earnings decline of 2.9% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, BILL is in a strong uptrend. Immediate support is located at $46.47, while resistance sits at $52.60.

Market Sentiment: BILL scores 33/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $56.24 (+17.6%). Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position SLIGHTLY HIGH
Historical Trading Range $44.45 - $49.21
Company Quality Score 39/100 (SELL)
Volume Confirmation HIGH
Confidence Score 40.5%

Protect Your Profits

Holding BILL? Use our AI-powered strategies to protect your downside while keeping your long-term position.

View Profit Protection Plan

All Signals

  • BEARISH: Weak technical setup (33/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading below Wall St target ($56.24)
  • WARNING: Composite score 39/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $44.45 - $49.21
Current vs Trading Range SLIGHTLY HIGH

Support & Resistance Levels

Support Level $46.47
Resistance Level $52.60
Current Trend Strong Uptrend
Technical data as of Aug 24, 2026

Fundamental Context

Forward P/E (Next Year Est.) 14.16
Wall Street Target $56.24 (+17.6%)
Revenue Growth (YoY) 13.5%
Valuation Discount vs History -2.9% cheaper
PE vs Historical 14.2 vs 15.5 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -2.9% (market-implied from PE analysis)
1-Year Target $46.43 (-3%)
2-Year Target $45.09 (-6%)
3-Year Target $43.78 (-9%)
3-Yr Target (if PE normalizes) (PE: 14→16) $47.93 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 20.1, Growth: 27.9%) $141.80 (+197%)
Base: (SPY PE: 14.2, Growth: 27.9%) $100.02 (+109%)
Bear: (PE: 12.0, Growth: 27.9%) $85.02 (+78%)
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 14.2 to 15.5
Stabilization Target: $52.36 (+9.5%)
PE Expansion Potential: +9.5%
Share & Embed Analysis

Found this analysis useful? Share it with your community or embed the live chart on your blog.

Tweet Reddit
bloggers & journalists: you are free to use our charts with attribution.
Last updated: August 24, 2026 4:40 PM ET
Data refreshes hourly during market hours. Next update: 5:40 PM
đŸ”Ĩ Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

Unlock Insider Activity

See real-time buying/selling by company executives for BILL.

Create Free Account

Already have an account? Log In

Top Rated Software - Application Stocks

Top-rated stocks in Software - Application by analyst ratings.

Stock Analyst Consensus Analyst Target Tradestie Score
UBER
Uber Technologies Inc
STRONG BUY
54 analysts
$102 45 HOLD
MNDY
Monday.Com Ltd
STRONG BUY
27 analysts
$109 47 HOLD
INTU
Intuit Inc
STRONG BUY
34 analysts
$446 31 SELL
CRM
Salesforce.com Inc
STRONG BUY
55 analysts
$244 34 SELL
U
Unity Software Inc
BUY
29 analysts
$49 38 SELL

Advanced BILL Option Strategies

Professional options setups generated by AI based on today's BILL price and gamma walls.

Iron Condor Bull Call Bear Put Collar

More Analysis for BILL

BILL Technical Chart BILL Price Prediction BILL Earnings Date BILL Investment Advisor BILL Fair Price Analyzer BILL Options Advisor BILL Options Chain BILL Options Analysis BILL Competitors
Live Trades
From trading groups
Loading trades...
View All Live Trades See Trader Consensus & Signals