CATY Stock Analysis: Buy, Sell, or Hold?
CATY - Cathay General Bancorp
$63.86
0.67 (1.06%)
▲
5d:
+2.08%
30d:
+2.49%
90d:
+13.21%
HOLD
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: CATY is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CATY is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$73.71
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$45.77
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CATY is currently trading at $63.86, which is considered extended relative to its 30-day fair value range of $61.49 to $63.15. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.7) compared to its historical average (9.5). At these levels, the market is pricing in 3.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is approaching resistance at $63.83. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is approaching resistance at $63.83. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$61.49 -
$63.15
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($64.80)
- NEUTRAL: Market pricing in 3.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$61.49 -
$63.15
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$60.88
Resistance Level
$63.83
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.69
Wall Street Target
$64.80
(+2.5%)
Revenue Growth (YoY)
13.8%
Earnings Growth (YoY)
24.5%
Profit Margin
43.7%
Valuation Premium vs History
+3.8% premium
PE vs Historical
10.7 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.8%
(market-implied from PE analysis)
1-Year Target
$65.59
(+4%)
2-Year Target
$68.08
(+8%)
3-Year Target
$70.67
(+12%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$62.79
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 7.2%)
$150.85
(+139%)
Base:
(SPY PE: 10.7, Growth: 7.2%)
$77.81
(+23%)
Bear:
(PE: 9.1, Growth: 7.2%)
$66.13
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.33 | Current EPS (TTM): $5.11
Bull Case
$80.19
(+27%)
Analyst growth 15.7%, PE expands to 13.6
Base Case
$72.90
(+15%)
Market implied 15.7%, PE stable at 12.3
Bear Case
$42.86
(-32%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 12:54 PM ET
Data refreshes hourly during market hours. Next update: 1:54 PM
Data refreshes hourly during market hours. Next update: 1:54 PM
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Technical Signals Check
Is CATY showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Chang Liu
SELL
4836 shares
2026-04-06
Gilbert Ray Cisneros, Jr.
BUY
2026-03-03
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