Synovus Financial (SNV) Stock: Buy, Sell, or Hold?
$50.05
-1.28 (-2.49%)
âŧ
5d:
-5.48%
30d:
+1.65%
90d:
+2.84%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (65%)
Quality Score
45/100
Position
FAIR
Forward P/E & Valuation
8.9x
FAIR
vs 9.0x historical avg
Wall Street Target
$57.57
+15.0% upside
Options IV & Volume
UNKNOWN Vol
UNKNOWN volume confirmation
Support / Resistance
$49.92 / $53.44
Trend: Sideways
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: SNV is fairly priced but lacks strong directional signals. At -0.3% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$16.20
Based on -18.7% avg growth
INTRINSIC VALUE TODAY
$10.06
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SNV is currently trading at $50.05, which is considered fair based on recent price action. The stock's valuation (Forward PE: 8.9) is in line with its historical norms (9.0). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This pessimistic expectation contrasts with the company's recent 12.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SNV is showing sideways momentum. The price is currently testing key support at $49.92. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $57.57 (+15.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, SNV is showing sideways momentum. The price is currently testing key support at $49.92. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $57.57 (+15.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Company Quality Score
45/100
(HOLD)
Volume Confirmation
UNKNOWN
Confidence Score
65.2%
Trading Range & Key Levels
Support Level
$49.92
Resistance Level
$53.44
Current Trend
Sideways
Technical data as of
Dec 31, 2025
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: Trading below Wall St target ($57.57)
- WARNING: Composite score 45/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
8.93
Wall Street Target
$57.57
(+15.0%)
Revenue Growth (YoY)
9.7%
Earnings Growth (YoY)
12.7%
Profit Margin
34.9%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
8.9 vs 9.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$45.05
(-10%)
2-Year Target
$40.54
(-19%)
3-Year Target
$36.49
(-27%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
$36.79
(-27%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 8.9, Growth: -41.4%)
$36.49
(+-27%)
Base:
(SPY PE: 22.5, Growth: -41.4%)
$91.92
(+84%)
Bear:
(PE: 9.0, Growth: -41.4%)
$36.79
(-27%)
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.9 to 9.0
Stabilization Target:
$50.46
(+0.8%)
PE Expansion Potential:
+0.8%
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (SNV)
Bullish
2 Retail Mentions
Reddit / WSB Comments
2
Bullish
Last Tracked
May 4, 2023
Daily AI digest
AI Retail Discussion Summary:
Reddit & WallStreetBets discussions on SNV are bullish (sentiment score +0.81) across 2 tracked comments.
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 4:27 PM ET
Data refreshes hourly during market hours. Next update: 5:27 PM
Data refreshes hourly during market hours. Next update: 5:27 PM
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Is SNV showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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