CATY Stock Analysis: Buy, Sell, or Hold?
CATY - Cathay General Bancorp
$62.30
-0.12 (-0.19%)
▼
5d:
-4.05%
30d:
-0.37%
90d:
+8.82%
HOLD
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: CATY is fairly valued with market pricing in 2.9% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CATY is fairly valued with market pricing in 2.9% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$75.69
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$47.00
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CATY is currently trading at $62.30, which is considered oversold relative to its 30-day fair value range of $62.36 to $64.17. The stock's valuation (Forward PE: 10.5) is in line with its historical norms (9.7). At these levels, the market is pricing in 2.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is currently testing key support at $61.86. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is currently testing key support at $61.86. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$62.36 -
$64.17
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (46/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($65.80)
- NEUTRAL: Market pricing in 2.9% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (46/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$62.36 -
$64.17
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$61.86
Resistance Level
$65.26
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.51
Wall Street Target
$65.80
(+5.6%)
Revenue Growth (YoY)
13.8%
Earnings Growth (YoY)
24.5%
Profit Margin
43.7%
Valuation Premium vs History
+2.9% premium
PE vs Historical
10.5 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.9%
(market-implied from PE analysis)
1-Year Target
$64.11
(+3%)
2-Year Target
$65.97
(+6%)
3-Year Target
$67.88
(+9%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$62.67
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 7.3%)
$146.91
(+136%)
Base:
(SPY PE: 10.5, Growth: 7.3%)
$76.90
(+23%)
Bear:
(PE: 8.9, Growth: 7.3%)
$65.37
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.24 | Current EPS (TTM): $5.10
Bull Case
$79.84
(+28%)
Analyst growth 16.3%, PE expands to 13.5
Base Case
$72.58
(+17%)
Market implied 16.3%, PE stable at 12.2
Bear Case
$42.45
(-32%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 5:48 AM ET
Data refreshes hourly during market hours. Next update: 6:48 AM
Data refreshes hourly during market hours. Next update: 6:48 AM
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Technical Signals Check
Is CATY showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Chang Liu
SELL
4836 shares
2026-04-06
Gilbert Ray Cisneros, Jr.
BUY
2026-03-03
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