CATY Stock Analysis: Buy, Sell, or Hold?
CATY - Cathay General Bancorp
$61.66
0.13 (0.21%)
▲
5d:
-1.42%
30d:
+3.65%
90d:
+15.32%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 28, 2026
13d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: CATY shows positive signals but monitor for confirmation. Market pricing in 3.4% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: CATY shows positive signals but monitor for confirmation. Market pricing in 3.4% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$74.23
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$46.09
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CATY is currently trading at $61.66, which is considered slightly high relative to its 30-day fair value range of $59.43 to $62.13. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.5) compared to its historical average (9.5). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is currently testing key support at $59.87. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CATY is in a strong uptrend. The price is currently testing key support at $59.87. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$59.43 -
$62.13
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($60.10)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$59.43 -
$62.13
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$59.87
Resistance Level
$63.72
Current Trend
Strong Uptrend
Technical data as of
Jul 13, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.46
Wall Street Target
$60.10
(-2.5%)
Revenue Growth (YoY)
14.1%
Earnings Growth (YoY)
31.6%
Profit Margin
43.2%
Valuation Premium vs History
+3.4% premium
PE vs Historical
10.5 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$63.76
(+3%)
2-Year Target
$65.92
(+7%)
3-Year Target
$68.17
(+11%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$61.92
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.6%)
$159.76
(+159%)
Base:
(SPY PE: 10.5, Growth: 7.6%)
$76.71
(+24%)
Bear:
(PE: 8.9, Growth: 7.6%)
$65.20
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.69 | Current EPS (TTM): $4.85
Bull Case
$82.28
(+33%)
Analyst growth 21.6%, PE expands to 14.0
Base Case
$74.80
(+21%)
Market implied 21.6%, PE stable at 12.7
Bear Case
$41.84
(-32%)
Severe decline -20.0%, PE contracts to 10.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 12:35 AM ET
Data refreshes hourly during market hours. Next update: 1:35 AM
Data refreshes hourly during market hours. Next update: 1:35 AM
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Technical Signals Check
Is CATY showing a specific setup today?
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Chang Liu
SELL
4836 shares
2026-04-06
Gilbert Ray Cisneros, Jr.
BUY
2026-03-03
Thomas M Lo
SELL
1000 shares
2026-01-29
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