IBOC Stock Analysis: Buy, Sell, or Hold?
IBOC - International Bancshares Corp
$75.92
0.81 (1.08%)
▲
5d:
+1.11%
30d:
+5.71%
90d:
+12.29%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 06, 2026
Get Alerted When IBOC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: IBOC shows positive signals but monitor for confirmation. Market pricing in 3.4% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: IBOC shows positive signals but monitor for confirmation. Market pricing in 3.4% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$78.02
Based on 2.6% avg growth
INTRINSIC VALUE TODAY
$48.45
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IBOC is currently trading at $75.92, which is considered extended relative to its 30-day fair value range of $71.81 to $74.98. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.5) compared to its historical average (10.4). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, IBOC is in a uptrend. The price is approaching resistance at $75.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: IBOC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $87.00 (+14.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, IBOC is in a uptrend. The price is approaching resistance at $75.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: IBOC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $87.00 (+14.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$71.81 -
$74.98
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($87.00)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$71.81 -
$74.98
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$70.50
Resistance Level
$75.68
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.50
Wall Street Target
$87.00
(+14.6%)
Revenue Growth (YoY)
5.4%
Earnings Growth (YoY)
5.3%
Profit Margin
49.9%
Valuation Premium vs History
+3.4% premium
PE vs Historical
11.5 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$78.50
(+3%)
2-Year Target
$81.17
(+7%)
3-Year Target
$83.93
(+11%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$75.88
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 1.2%)
$149.10
(+96%)
Base:
(SPY PE: 11.5, Growth: 1.2%)
$78.75
(+4%)
Bear:
(PE: 9.8, Growth: 1.2%)
$66.94
(-12%)
📈
Valuation based on Current Earnings
Trailing PE: 11.21 | Current EPS (TTM): $6.70
Bull Case
$81.39
(+7%)
Analyst growth -1.5%, PE expands to 12.3
Base Case
$73.99
(-3%)
Market implied -1.5%, PE stable at 11.2
Bear Case
$51.07
(-33%)
Severe decline -20.0%, PE contracts to 9.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 24, 2026 2:05 AM ET
Data refreshes hourly during market hours. Next update: 3:05 AM
Data refreshes hourly during market hours. Next update: 3:05 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is IBOC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 65 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$73 | 64 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$233 | 64 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 64 BUY |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$386 | 62 BUY |
