IBOC vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 16, 2026

IBOC

59.4
AI Score
VS
IBOC Wins

UMBF

56.1
AI Score

Investment Advisor Scores

IBOC

59score
Recommendation
HOLD

UMBF

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric IBOC UMBF Winner
Forward P/E 9.8135 11.7096 IBOC
PEG Ratio 0.9812 2.5387 IBOC
Revenue Growth 5.4% 49.0% UMBF
Earnings Growth 5.3% 176.9% UMBF
Tradestie Score 59.4/100 56.1/100 IBOC
Profit Margin 49.9% 32.3% IBOC
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

IBOC 1M: -0.6% · 3M: +6.7% UMBF 1M: +0.1% · 3M: +15.5%

Current Technical Phase

IBOC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.3% over 20 days), RSI 53

RSI (14): 53.3 · Price: $76.54

UMBF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.1% over 20 days), RSI 57

RSI (14): 56.8 · Price: $145.73

Fundamentals Snapshot

Metric IBOC UMBF
Market Cap
Forward P/E 11.6 10.5
Trailing P/E 11.4 12.3
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.6% 0.5%
EPS 6.67 11.80
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, IBOC is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.