ITUB Stock Analysis: Buy, Sell, or Hold?
ITUB - Itau Unibanco Holding S.A. American Depositary Shares
$7.48
0.31 (4.32%)
▲
5d:
+1.08%
30d:
-10.42%
90d:
-6.5%
BUY
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 31, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ITUB shows positive signals but monitor for confirmation. Market pricing in 5.1% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ITUB shows positive signals but monitor for confirmation. Market pricing in 5.1% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.93
Based on 8.3% avg growth
INTRINSIC VALUE TODAY
$8.03
6.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ITUB is currently trading at $7.48, which is considered oversold relative to its 30-day fair value range of $7.57 to $8.48. From a valuation perspective, the stock is trading at a discount (Forward PE: 7.5) compared to its historical average (8.7). Remarkably, the market is currently pricing in an annual earnings decline of 5.1% over the next few years. This pessimistic expectation contrasts with the company's recent 8.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ITUB is in a downtrend. Immediate support is located at $7.16, while resistance sits at $7.98. The stock is showing strong short-term momentum, up 4.3% recently.
Market Sentiment: ITUB scores 66/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $8.84 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ITUB is in a downtrend. Immediate support is located at $7.16, while resistance sits at $7.98. The stock is showing strong short-term momentum, up 4.3% recently.
Market Sentiment: ITUB scores 66/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $8.84 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$7.57 -
$8.48
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
92.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (66/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.3%)
- BULLISH: Trading below Wall St target ($8.84)
- BULLISH: Bottoming setup score 66/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$7.57 -
$8.48
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$7.16
Resistance Level
$7.98
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.47
Wall Street Target
$8.84
(+18.1%)
Revenue Growth (YoY)
17.5%
Earnings Growth (YoY)
8.1%
Profit Margin
32.6%
Valuation Discount vs History
-5.1% cheaper
PE vs Historical
7.5 vs 8.7
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-5.1%
(market-implied from PE analysis)
1-Year Target
$7.10
(-5%)
2-Year Target
$6.74
(-10%)
3-Year Target
$6.39
(-15%)
3-Yr Target (if PE normalizes)
(PE: 7→9)
$7.45
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 12.5%)
$28.58
(+282%)
Base:
(SPY PE: 7.5, Growth: 12.5%)
$10.64
(+42%)
Bear:
(PE: 6.3, Growth: 12.5%)
$9.04
(+21%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 8.85 | Current EPS (TTM): $0.81
Bull Case
$9.75
(+30%)
Analyst growth 23.7%, PE expands to 9.7
Base Case
$8.87
(+19%)
Market implied 23.7%, PE stable at 8.9
Bear Case
$4.88
(-35%)
Severe decline -20.0%, PE contracts to 7.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.5 to 8.7
Stabilization Target:
$8.71
(+16.5%)
PE Expansion Potential:
+16.5%
Share & Embed Analysis
Last updated: August 23, 2026 7:07 AM ET
Data refreshes hourly during market hours. Next update: 8:07 AM
Data refreshes hourly during market hours. Next update: 8:07 AM
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Technical Signals Check
Is ITUB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
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SELL
39477 shares
2026-04-17
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SELL
20000 shares
2026-04-15
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SELL
50000 shares
2026-04-14
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