ITUB Stock Analysis: Buy, Sell, or Hold?
ITUB - Itau Unibanco Holding S.A. American Depositary Shares
$8.47
-0.15 (-1.74%)
▼
5d:
+2.17%
30d:
+11.15%
90d:
-7.53%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 31, 2026
16d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.85
Based on 7.7% avg growth
INTRINSIC VALUE TODAY
$7.98
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ITUB is currently trading at $8.47, which is considered extended relative to its 30-day fair value range of $7.72 to $8.29. The stock's valuation (Forward PE: 8.5) is in line with its historical norms (8.9). Remarkably, the market is currently pricing in an annual earnings decline of 1.5% over the next few years. This pessimistic expectation contrasts with the company's recent 11.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ITUB is in a downtrend. The price is approaching resistance at $8.05. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ITUB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ITUB is in a downtrend. The price is approaching resistance at $8.05. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ITUB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$7.72 -
$8.29
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($8.95)
Trading Range Analysis
30-Day Trading Range
$7.72 -
$8.29
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$7.39
Resistance Level
$8.06
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.49
Wall Street Target
$8.95
(+5.7%)
Revenue Growth (YoY)
-2.1%
Earnings Growth (YoY)
11.4%
Profit Margin
33.3%
Valuation Discount vs History
-1.5% cheaper
PE vs Historical
8.5 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.5%
(market-implied from PE analysis)
1-Year Target
$8.34
(-2%)
2-Year Target
$8.22
(-3%)
3-Year Target
$8.09
(-4%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$8.49
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 11.4%)
$30.01
(+254%)
Base:
(SPY PE: 8.5, Growth: 11.4%)
$11.70
(+38%)
Bear:
(PE: 7.2, Growth: 11.4%)
$9.94
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.91 | Current EPS (TTM): $0.79
Bull Case
$11.98
(+41%)
Analyst growth 26.3%, PE expands to 12.0
Base Case
$10.89
(+29%)
Market implied 26.3%, PE stable at 10.9
Bear Case
$5.86
(-31%)
Severe decline -20.0%, PE contracts to 9.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.5 to 8.9
Stabilization Target:
$8.88
(+4.9%)
PE Expansion Potential:
+4.9%
Share & Embed Analysis
Last updated: July 13, 2026 7:30 PM ET
Data refreshes hourly during market hours. Next update: 8:30 PM
Data refreshes hourly during market hours. Next update: 8:30 PM
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Technical Signals Check
Is ITUB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Fajerman Sergio Guillinet
SELL
39477 shares
2026-04-17
Fajerman Sergio Guillinet
SELL
20000 shares
2026-04-15
Fajerman Sergio Guillinet
SELL
50000 shares
2026-04-14
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