LCNB Stock Analysis: Buy, Sell, or Hold?
LCNB - LCNB Corporation
$19.43
-0.10 (-0.51%)
▼
5d:
-2.12%
30d:
-0.61%
90d:
+18.69%
HOLD
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LCNB is fairly valued with market pricing in 3.1% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: LCNB is fairly valued with market pricing in 3.1% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$21.35
Based on 3.8% avg growth
INTRINSIC VALUE TODAY
$13.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LCNB is currently trading at $19.43, which is considered fair relative to its 30-day fair value range of $19.07 to $20.36. The stock's valuation (Forward PE: 10.4) is in line with its historical norms (9.5). At these levels, the market is pricing in 3.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LCNB is in a strong uptrend. The price is currently testing key support at $19.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: LCNB scores 37/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LCNB is in a strong uptrend. The price is currently testing key support at $19.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: LCNB scores 37/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$19.07 -
$20.36
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
46.2%
All Signals
- NEUTRAL: Price in fair range
- BEARISH: Weak technical setup (37/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($21.25)
- NEUTRAL: Market pricing in 3.1% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$19.07 -
$20.36
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$19.25
Resistance Level
$20.33
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.42
Wall Street Target
$21.25
(+9.4%)
Revenue Growth (YoY)
9.2%
Earnings Growth (YoY)
28.3%
Profit Margin
26.7%
Valuation Premium vs History
+3.1% premium
PE vs Historical
10.4 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.1%
(market-implied from PE analysis)
1-Year Target
$20.03
(+3%)
2-Year Target
$20.65
(+6%)
3-Year Target
$21.29
(+10%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$19.42
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 3.6%)
$41.63
(+114%)
Base:
(SPY PE: 10.4, Growth: 3.6%)
$21.61
(+11%)
Bear:
(PE: 8.9, Growth: 3.6%)
$18.37
(-6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.42 | Current EPS (TTM): $1.71
Bull Case
$23.43
(+21%)
Analyst growth 9.1%, PE expands to 12.6
Base Case
$21.30
(+10%)
Market implied 9.1%, PE stable at 11.4
Bear Case
$13.28
(-32%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 22, 2026 8:02 PM ET
Data refreshes hourly during market hours. Next update: 9:02 PM
Data refreshes hourly during market hours. Next update: 9:02 PM
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Technical Signals Check
Is LCNB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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