LCNB (LCNB) Stock: Buy, Sell, or Hold?
LCNB - LCNB Corporation
$18.79
0.32 (1.73%)
▲
5d:
+2.06%
30d:
-0.27%
90d:
+5.03%
HOLD
MODERATE Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Oct 28, 2026
25d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LCNB is fairly valued with market pricing in 1.8% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: LCNB is fairly valued with market pricing in 1.8% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$21.14
Based on 3.6% avg growth
INTRINSIC VALUE TODAY
$13.13
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LCNB is currently trading at $18.79, which is considered slightly low relative to its 30-day fair value range of $18.73 to $19.38. The stock's valuation (Forward PE: 10.2) is in line with its historical norms (9.6). At these levels, the market is pricing in 1.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LCNB is in a strong uptrend. The price is approaching resistance at $19.32. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $21.25 (+13.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LCNB is in a strong uptrend. The price is approaching resistance at $19.32. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $21.25 (+13.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$18.73 -
$19.38
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (46/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($21.25)
- NEUTRAL: Market pricing in 1.8% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (46/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$18.73 -
$19.38
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$18.00
Resistance Level
$19.33
Current Trend
Strong Uptrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.16
Wall Street Target
$21.25
(+13.1%)
Revenue Growth (YoY)
9.2%
Earnings Growth (YoY)
28.3%
Profit Margin
26.7%
Valuation Premium vs History
+1.8% premium
PE vs Historical
10.2 vs 9.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.8%
(market-implied from PE analysis)
1-Year Target
$19.13
(+2%)
2-Year Target
$19.47
(+4%)
3-Year Target
$19.82
(+6%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$18.74
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 3.1%)
$41.32
(+120%)
Base:
(SPY PE: 10.2, Growth: 3.1%)
$20.57
(+10%)
Bear:
(PE: 8.6, Growth: 3.1%)
$17.49
(-7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.74 | Current EPS (TTM): $1.72
Bull Case
$21.85
(+16%)
Analyst growth 7.6%, PE expands to 11.8
Base Case
$19.87
(+6%)
Market implied 7.6%, PE stable at 10.7
Bear Case
$12.56
(-33%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 6:51 AM ET
Data refreshes hourly during market hours. Next update: 7:51 AM
Data refreshes hourly during market hours. Next update: 7:51 AM
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Technical Signals Check
Is LCNB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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