OZK Stock Analysis: Buy, Sell, or Hold?
OZK - Bank OZK
$51.67
0.37 (0.72%)
▲
5d:
+2.56%
30d:
+3.67%
90d:
+6.38%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 15, 2026
Smart Money Distribution
None View Scanner →
Strength: 4.1/10
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: OZK shows positive signals but monitor for confirmation. Market pricing in 3.6% growth. Moderate conviction.
💡 BUY OPPORTUNITY: OZK shows positive signals but monitor for confirmation. Market pricing in 3.6% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$58.26
Based on 4.7% avg growth
INTRINSIC VALUE TODAY
$36.17
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OZK is currently trading at $51.67, which is considered slightly high relative to its 30-day fair value range of $50.03 to $51.92. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.4) compared to its historical average (7.6). At these levels, the market is pricing in 3.6% annual earnings growth.
Technical Outlook: Technically, OZK is in a strong uptrend. The price is approaching resistance at $52.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OZK is in a strong uptrend. The price is approaching resistance at $52.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$50.03 -
$51.92
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($54.22)
- BULLISH: Expecting earnings turnaround to 3.6% growth with -2.1% revenue growth
Trading Range Analysis
30-Day Trading Range
$50.03 -
$51.92
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$49.49
Resistance Level
$52.00
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.40
Wall Street Target
$54.22
(+5.7%)
Revenue Growth (YoY)
-2.1%
Earnings Growth (YoY)
-5.7%
Profit Margin
44.5%
Valuation Premium vs History
+3.6% premium
PE vs Historical
8.4 vs 7.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.6%
(market-implied from PE analysis)
1-Year Target
$53.15
(+4%)
2-Year Target
$55.06
(+7%)
3-Year Target
$57.04
(+11%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$51.61
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 5.3%)
$147.73
(+188%)
Base:
(SPY PE: 8.4, Growth: 5.3%)
$59.86
(+17%)
Bear:
(PE: 7.1, Growth: 5.3%)
$50.88
(-1%)
📈
Valuation based on Current Earnings
Trailing PE: 8.29 | Current EPS (TTM): $6.15
Bull Case
$55.70
(+9%)
Analyst growth -0.7%, PE expands to 9.1
Base Case
$50.64
(-1%)
Market implied -0.7%, PE stable at 8.3
Bear Case
$34.67
(-32%)
Severe decline -20.0%, PE contracts to 7.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 2:51 PM ET
Data refreshes hourly during market hours. Next update: 3:51 PM
Data refreshes hourly during market hours. Next update: 3:51 PM
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Technical Signals Check
Is OZK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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