OZK Stock Analysis: Buy, Sell, or Hold?
OZK - Bank OZK
$50.58
-0.09 (-0.18%)
▼
5d:
+1.87%
30d:
-0.9%
90d:
+5.51%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 21, 2026
6d
Smart Money Distribution
None View Scanner →
Strength: 4.1/10
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: OZK shows positive signals but monitor for confirmation. Market pricing in 2.0% growth. Moderate conviction.
💡 BUY OPPORTUNITY: OZK shows positive signals but monitor for confirmation. Market pricing in 2.0% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$61.86
Based on 5.4% avg growth
INTRINSIC VALUE TODAY
$38.41
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OZK is currently trading at $50.58, which is considered fair relative to its 30-day fair value range of $49.58 to $51.66. The stock's valuation (Forward PE: 8.0) is in line with its historical norms (7.5). At these levels, the market is pricing in 2.0% annual earnings growth.
Technical Outlook: Technically, OZK is showing sideways momentum. The price is approaching resistance at $51.55. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OZK is showing sideways momentum. The price is approaching resistance at $51.55. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$49.58 -
$51.66
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($53.56)
- BULLISH: Expecting earnings turnaround to 2.0% growth with 1.4% revenue growth
Trading Range Analysis
30-Day Trading Range
$49.58 -
$51.66
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$47.50
Resistance Level
$51.55
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.96
Wall Street Target
$53.56
(+5.9%)
Revenue Growth (YoY)
1.4%
Earnings Growth (YoY)
-2.0%
Profit Margin
45.3%
Valuation Premium vs History
+2.0% premium
PE vs Historical
8.0 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$51.59
(+2%)
2-Year Target
$52.62
(+4%)
3-Year Target
$53.68
(+6%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$50.60
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 6.7%)
$168.15
(+232%)
Base:
(SPY PE: 8.0, Growth: 6.7%)
$61.43
(+21%)
Bear:
(PE: 6.8, Growth: 6.7%)
$52.21
(+3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.24 | Current EPS (TTM): $6.15
Bull Case
$57.61
(+14%)
Analyst growth 3.4%, PE expands to 9.1
Base Case
$52.38
(+4%)
Market implied 3.4%, PE stable at 8.2
Bear Case
$34.46
(-32%)
Severe decline -20.0%, PE contracts to 7.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 9:32 AM ET
Data refreshes hourly during market hours. Next update: 10:32 AM
Data refreshes hourly during market hours. Next update: 10:32 AM
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Technical Signals Check
Is OZK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's OZK price and gamma walls.
