Is OZK stock a Buy, Sell, or Hold?

Based on our analysis, OZK is currently a WAIT with low confidence. 📊 MIXED SIGNALS: OZK shows conflicting indicators. Wait for confirmation before entering.

What is the fair value of OZK stock?

Our analysis estimates the fair value range for OZK to be between $45.03 and $47.97. The current price is $49.67.

What is the analyst price target for OZK?

The average Wall Street analyst price target for OZK is $53.78. This implies a potential upside of 8.3% from current levels.

Bank OZK (OZK) Stock: Buy, Sell, or Hold?

OZK - Bank OZK

$49.67

1.58 (3.29%) ▲

5d: +8.36%

30d: +7.77%

90d: -1.31%

WAIT

LOW Confidence

Protect Your OZK Gains

Analysis Updated: Oct 22, 2026 12:00 AM ET

Earnings: Oct 20, 2026 0d

Smart Money Distribution

Options positioning is turning defensive after a sharp run-up - a pattern consistent with institutional profit-taking. View Scanner →

Signal fired Oct 22, 2026 at $49.67 · last confirmed Oct 22, 2026

Strength: 7.6/10

Get Alerted When OZK Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.

100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading historical data...

💡

Bottom Line:
📊 MIXED SIGNALS: OZK shows conflicting indicators. Wait for confirmation before entering.

See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

Adjust Growth Assumption: 3.5%

0% (Stagnation) 50% (Hyper Growth)

EST. PRICE IN 2031

$54.98

Based on 3.8% avg growth

INTRINSIC VALUE TODAY

$34.14

Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.6x Exit PE.

View Full DCF Model

In-depth Analysis How we analyze

Valuation Analysis: OZK is currently trading at $49.67, which is considered extended relative to its 30-day fair value range of $45.03 to $47.97. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (7.6). At these levels, the market is pricing in 2.6% annual earnings growth.

Technical Outlook: Technically, OZK is in a downtrend. The price is approaching resistance at $50.11. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.3% recently.

Market Sentiment: OZK scores 30/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position EXTENDED

Historical Trading Range $45.03 - $47.97

Company Quality Score 48/100 (HOLD)

Volume Confirmation HIGH

Confidence Score 31.9%

Protect Your Profits

Holding OZK? Use our AI-powered strategies to protect your downside while keeping your long-term position.

View Profit Protection Plan

All Signals

BEARISH: Price extended above range
BEARISH: Weak technical setup (30/100)
BULLISH: High volume confirmation
BULLISH: Strong upward momentum (+3.3%)
NEUTRAL: Near Wall St target ($53.78)
BULLISH: Expecting earnings turnaround to 2.6% growth with -2.5% revenue growth
WARNING: Composite score 48/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $45.03 - $47.97

Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $44.32

Resistance Level $50.11

Current Trend Downtrend

Technical data as of Oct 22, 2026

Fundamental Context

Forward P/E (Next Year Est.) 8.25

Wall Street Target $53.78 (+8.3%)

Revenue Growth (YoY) -2.5%

Earnings Growth (YoY) -5.7%

Profit Margin 43.8%

Valuation Premium vs History +2.6% premium

PE vs Historical 8.3 vs 7.6 FAIR

Market-Implied Price Targets If current PE multiple persists

Implied Growth (YoY): +2.6% (market-implied from PE analysis)

1-Year Target $50.96 (+3%)

2-Year Target $52.29 (+5%)

3-Year Target $53.65 (+8%)

3-Yr Target (if PE normalizes) (PE: 8→8) PE COMPRESSION $49.40 (-1%)

Earnings growth offset by PE compression

3-Year Scenarios Using analyst projected EPS growth

Bull: (PE: 19.9, Growth: 3.5%) $132.41 (+167%)

Base: (SPY PE: 8.3, Growth: 3.5%) $55.02 (+11%)

Bear: (PE: 7.0, Growth: 3.5%) $46.77 (-6%)

📈 Valuation based on Current Earnings

Trailing PE: 7.94 | Current EPS (TTM): $6.06

Bull Case $52.53 (+6%)

Analyst growth -0.7%, PE expands to 8.7

Base Case $47.76 (-4%)

Market implied -0.7%, PE stable at 7.9

Bear Case $32.70 (-34%)

Severe decline -20.0%, PE contracts to 6.8

These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.

Share & Embed Analysis

Found this analysis useful? Share it with your community or embed the live chart on your blog.

Tweet Reddit

bloggers & journalists: you are free to use our charts with attribution.

Last updated: October 23, 2026 2:59 AM ET
Data refreshes hourly during market hours. Next update: 3:59 AM

🔥 Top Stocks Breaking Out Now

Ticker	Score	Recommendation	Change %

See Full Scanner Results »

Technical Signals Check

Is OZK showing a specific setup today?

RSI Divergence Check TTM Squeeze Check MACD Crossover Check Gamma Walls Check Unusual Activity Check

Insider Activity (6 Months)

Buys

Sells

Net

NEUTRAL

View Insider Activity Scanner

Unlock Insider Activity

See real-time buying/selling by company executives for OZK.

Create Free Account

Already have an account? Log In

Top Rated Banks - Regional Stocks

Top-rated stocks in Banks - Regional by analyst ratings.

Stock	Analyst Consensus	Analyst Target	Tradestie Score
FITB Fifth Third Bancorp	STRONG BUY 22 analysts	$62	67 BUY
PNC PNC Financial Services G…	BUY 23 analysts	$266	68 BUY
NU Nu Holdings Ltd	STRONG BUY 22 analysts	$19	48 HOLD
EWBC East West Bancorp Inc	STRONG BUY 16 analysts	$148	59 HOLD
TFC Truist Financial Corp	HOLD 22 analysts	$54	71 BUY

FITB Fifth Third Banco…

67 BUY

PNC PNC Financial Ser…

68 BUY

NU Nu Holdings Ltd

48 HOLD

EWBC East West Bancorp…

59 HOLD

TFC Truist Financial …

71 BUY

Advanced OZK Option Strategies

Professional options setups generated by AI based on today's OZK price and gamma walls.

Iron Condor Bull Call Bear Put Collar

More Analysis for OZK

OZK Technical Chart OZK Price Prediction OZK Earnings Date OZK Investment Advisor OZK Fair Price Analyzer OZK Options Advisor OZK Options Chain OZK Options Analysis

Bank OZK

About

Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.

Exchange: XNAS

Market Cap: $5,714,296,142

Employees: 3,205

Listed Since: 1997-07-17

Website: Visit

CIK: 0001569650

Compare OZK with Peers

OZK vs HOMB
Which one to buy?

OZK vs PB
Which one to buy?

OZK vs HWC
Which one to buy?

OZK vs SFNC
Which one to buy?

OZK vs PNFP
Which one to buy?

Create New Comparison

Tradestie