Bank OZK (OZK) Stock: Buy, Sell, or Hold?
OZK - Bank OZK
$46.71
0.36 (0.79%)
▲
5d:
-0.39%
30d:
-5.3%
90d:
-5.93%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 15, 2026
11d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: OZK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: OZK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$57.16
Based on 4.2% avg growth
INTRINSIC VALUE TODAY
$35.49
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OZK is currently trading at $46.70, which is considered oversold relative to its 30-day fair value range of $47.46 to $49.70. The stock's valuation (Forward PE: 7.7) is in line with its historical norms (7.7). At these levels, the market is pricing in 0.3% annual earnings growth.
Technical Outlook: Technically, OZK is showing sideways momentum. Immediate support is located at $45.09, while resistance sits at $48.40.
Market Sentiment: OZK scores 80/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $54.00 (+15.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, OZK is showing sideways momentum. Immediate support is located at $45.09, while resistance sits at $48.40.
Market Sentiment: OZK scores 80/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $54.00 (+15.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$47.46 -
$49.70
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
91.4%
Protect Your Profits
Holding OZK? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (80/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($54.00)
- BULLISH: Expecting earnings turnaround to 0.3% growth with -2.1% revenue growth
- CAUTION: Bottoming setup, but lagging the sector by 21% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$47.46 -
$49.70
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$45.10
Resistance Level
$48.40
Current Trend
Sideways
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.73
Wall Street Target
$54.00
(+15.6%)
Revenue Growth (YoY)
-2.1%
Earnings Growth (YoY)
-5.7%
Profit Margin
44.5%
Valuation Premium vs History
+0.3% premium
PE vs Historical
7.7 vs 7.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$46.85
(+0%)
2-Year Target
$46.99
(+1%)
3-Year Target
$47.13
(+1%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$46.96
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 4.4%)
$140.25
(+200%)
Base:
(SPY PE: 7.7, Growth: 4.4%)
$53.13
(+14%)
Bear:
(PE: 6.6, Growth: 4.4%)
$45.16
(-3%)
📈
Valuation based on Current Earnings
Trailing PE: 7.65 | Current EPS (TTM): $6.06
Bull Case
$50.84
(+9%)
Analyst growth -0.3%, PE expands to 8.4
Base Case
$46.21
(-1%)
Market implied -0.3%, PE stable at 7.7
Bear Case
$31.51
(-33%)
Severe decline -20.0%, PE contracts to 6.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 12:24 AM ET
Data refreshes hourly during market hours. Next update: 1:24 AM
Data refreshes hourly during market hours. Next update: 1:24 AM
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Technical Signals Check
Is OZK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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