RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$243.13
0.58 (0.24%)
â˛
5d:
-2.53%
30d:
+3.78%
90d:
+12.99%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 06, 2026
0d
Get Alerted When RGA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: RGA is fairly priced but lacks strong directional signals. At 3.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: RGA is fairly priced but lacks strong directional signals. At 3.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$275.66
Based on 4.5% avg growth
INTRINSIC VALUE TODAY
$171.17
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $243.13, which is considered slightly high relative to its 30-day fair value range of $235.96 to $245.00. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.4) compared to its historical average (7.5). At these levels, the market is pricing in 3.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $239.23. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RGA scores 30/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $239.23. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RGA scores 30/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$235.96 -
$245.00
Company Quality Score
48/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
39.0%
All Signals
- BEARISH: Weak technical setup (30/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($266.89)
- NEUTRAL: Market pricing in 3.9% annual earnings growth - fairly valued
- WARNING: Composite score 48/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$235.96 -
$245.00
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$239.23
Resistance Level
$251.00
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.44
Wall Street Target
$266.89
(+7.0%)
Revenue Growth (YoY)
18.5%
Earnings Growth (YoY)
159.6%
Profit Margin
5.8%
Valuation Premium vs History
+3.9% premium
PE vs Historical
8.4 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.9%
(market-implied from PE analysis)
1-Year Target
$259.18
(+4%)
2-Year Target
$269.29
(+8%)
3-Year Target
$279.79
(+12%)
3-Yr Target (if PE normalizes)
(PE: 8â8)
PE COMPRESSION
$248.71
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 4.9%)
$690.72
(+177%)
Base:
(SPY PE: 8.4, Growth: 4.9%)
$288.07
(+16%)
Bear:
(PE: 7.2, Growth: 4.9%)
$244.86
(-2%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.83 | Current EPS (TTM): $23.11
Bull Case
$352.35
(+45%)
Analyst growth 27.9%, PE expands to 11.9
Base Case
$320.32
(+32%)
Market implied 27.9%, PE stable at 10.8
Bear Case
$170.26
(-30%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 22, 2026 10:21 PM ET
Data refreshes hourly during market hours. Next update: 11:21 PM
Data refreshes hourly during market hours. Next update: 11:21 PM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Insurance - Reinsurance Stocks
Top-rated stocks in Insurance - Reinsurance by analyst ratings.
