RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$250.38
4.30 (1.75%)
▲
5d:
+5.95%
30d:
+6.89%
90d:
+20.39%
HOLD
MODERATE Confidence
Analysis Updated: Aug 13, 2026 12:00 AM ET
Earnings: Aug 06, 2026
0d
Get Alerted When RGA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: RGA is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RGA is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$275.66
Based on 4.5% avg growth
INTRINSIC VALUE TODAY
$171.17
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $250.38, which is considered extended relative to its 30-day fair value range of $231.89 to $243.17. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.5) compared to its historical average (7.5). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is approaching resistance at $250.71. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is approaching resistance at $250.71. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$231.89 -
$243.17
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (42/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($266.89)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (42/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$231.89 -
$243.17
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$232.41
Resistance Level
$250.71
Current Trend
Strong Uptrend
Technical data as of
Aug 13, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.47
Wall Street Target
$266.89
(+6.6%)
Revenue Growth (YoY)
18.5%
Earnings Growth (YoY)
159.6%
Profit Margin
5.8%
Valuation Premium vs History
+4.0% premium
PE vs Historical
8.5 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$260.40
(+4%)
2-Year Target
$270.81
(+8%)
3-Year Target
$281.64
(+13%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$249.43
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 4.9%)
$690.72
(+176%)
Base:
(SPY PE: 8.5, Growth: 4.9%)
$289.15
(+16%)
Bear:
(PE: 7.2, Growth: 4.9%)
$245.77
(-2%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.77 | Current EPS (TTM): $22.84
Bull Case
$350.40
(+40%)
Analyst growth 29.4%, PE expands to 11.9
Base Case
$318.54
(+27%)
Market implied 29.4%, PE stable at 10.8
Bear Case
$167.33
(-33%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 13, 2026 10:24 PM ET
Data refreshes hourly during market hours. Next update: 11:24 PM
Data refreshes hourly during market hours. Next update: 11:24 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Insurance - Reinsurance Stocks
Top-rated stocks in Insurance - Reinsurance by analyst ratings.
