Reinsurance Group of America (RGA) Stock: Buy, Sell, or Hold?
$274.06
+7.31 (+2.74%)
▲
5d:
+3.54%
30d:
+5.43%
90d:
+11.37%
QUANTITATIVE VERDICT
HOLD
MODERATE Confidence (45%)
Quality Score
53/100
Position
EXTENDED
30-Day Fair Range
$257.01 – $268.59
Position: EXTENDED
Forward P/E & Valuation
9.1x
STRETCHED
vs 7.8x historical avg
Wall Street Target
$283.67
+3.5% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$258.31 / $275.70
Trend: Strong Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 HOLD: RGA trades at premium valuation expecting 5.5% growth. Hold existing positions but don't chase. Wait for better entry.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$225.66
Based on -0.7% avg growth
INTRINSIC VALUE TODAY
$140.12
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $274.06, which is considered extended relative to its 30-day fair value range of $257.01 to $268.59. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.1) compared to its historical average (7.8). At these levels, the market is pricing in 5.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is approaching resistance at $275.70. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is approaching resistance at $275.70. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$257.01 -
$268.59
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
45.2%
Trading Range & Key Levels
30-Day Trading Range
$257.01 -
$268.59
Current vs Trading Range
EXTENDED
Support Level
$258.31
Resistance Level
$275.70
Current Trend
Strong Uptrend
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (50/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($283.67)
- NEUTRAL: Trading at premium valuation - market expects 5.5% growth which is achievable
- NEUTRAL: Bottoming setup forming (50/100) — watch for confirmation
Fundamental Context
Forward P/E (Next Year Est.)
9.12
Wall Street Target
$283.67
(+3.5%)
Revenue Growth (YoY)
21.7%
Earnings Growth (YoY)
81.6%
Profit Margin
6.3%
Valuation Premium vs History
+5.5% premium
PE vs Historical
9.1 vs 7.8
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.5%
(market-implied from PE analysis)
1-Year Target
$289.13
(+6%)
2-Year Target
$305.04
(+11%)
3-Year Target
$321.81
(+17%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$275.22
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: -5.4%)
$505.56
(+85%)
Base:
(SPY PE: 9.1, Growth: -5.4%)
$232.17
(-15%)
Bear:
(PE: 7.8, Growth: -5.4%)
$197.35
(-28%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.33 | Current EPS (TTM): $25.82
Bull Case
$341.48
(+25%)
Analyst growth 16.4%, PE expands to 11.4
Base Case
$310.44
(+13%)
Market implied 16.4%, PE stable at 10.3
Bear Case
$181.39
(-34%)
Severe decline -20.0%, PE contracts to 8.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (RGA)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Oct 13, 2026
Daily AI digest
AI Retail Discussion Summary:
StockTwits users are expressing bullish sentiment with one user predicting all-time highs for $RGA stock.
Key Retail Themes:
stock price breakout
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 2:54 AM ET
Data refreshes hourly during market hours. Next update: 3:54 AM
Data refreshes hourly during market hours. Next update: 3:54 AM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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