RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$238.01
6.85 (2.96%)
▲
5d:
+6.22%
30d:
+15.9%
90d:
+16.07%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 30, 2026
16d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RGA is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RGA is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$291.42
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$180.95
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $238.01, which is considered extended relative to its 30-day fair value range of $204.11 to $224.34. The stock's valuation (Forward PE: 7.9) is in line with its historical norms (7.4). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $255.11 (+10.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $255.11 (+10.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$204.11 -
$224.34
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
55.7%
All Signals
- BEARISH: Price extended above range (+6.1% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($255.11)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$204.11 -
$224.34
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$195.10
Resistance Level
$212.79
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.89
Wall Street Target
$255.11
(+10.4%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
16.6%
Profit Margin
4.9%
Valuation Premium vs History
+2.0% premium
PE vs Historical
7.9 vs 7.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$235.78
(+2%)
2-Year Target
$240.50
(+4%)
3-Year Target
$245.31
(+6%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$230.12
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 8.2%)
$808.83
(+250%)
Base:
(SPY PE: 7.9, Growth: 8.2%)
$292.95
(+27%)
Bear:
(PE: 6.7, Growth: 8.2%)
$249.01
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 12.53 | Current EPS (TTM): $18.39
Bull Case
$404.00
(+75%)
Analyst growth 59.3%, PE expands to 13.8
Base Case
$367.27
(+59%)
Market implied 59.3%, PE stable at 12.5
Bear Case
$156.73
(-32%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 4:20 PM ET
Data refreshes hourly during market hours. Next update: 5:20 PM
Data refreshes hourly during market hours. Next update: 5:20 PM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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