Reinsurance Group of America (RGA) Stock: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$248.72
1.27 (0.51%)
▲
5d:
-2.81%
30d:
+1.07%
90d:
+20.63%
HOLD
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 29, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RGA is fairly valued with market pricing in 3.3% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RGA is fairly valued with market pricing in 3.3% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$113.16
Based on -12.2% avg growth
INTRINSIC VALUE TODAY
$70.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $248.72, which is considered slightly high relative to its 30-day fair value range of $240.49 to $250.11. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.4) compared to its historical average (7.6). At these levels, the market is pricing in 3.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $243.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RGA scores 39/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $243.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RGA scores 39/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$240.49 -
$250.11
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
39.0%
All Signals
- BEARISH: Weak technical setup (39/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($272.33)
- NEUTRAL: Market pricing in 3.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$240.49 -
$250.11
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$243.63
Resistance Level
$257.81
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.37
Wall Street Target
$272.33
(+9.5%)
Revenue Growth (YoY)
18.5%
Earnings Growth (YoY)
159.6%
Profit Margin
5.8%
Valuation Premium vs History
+3.3% premium
PE vs Historical
8.4 vs 7.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.3%
(market-implied from PE analysis)
1-Year Target
$256.93
(+3%)
2-Year Target
$265.41
(+7%)
3-Year Target
$274.16
(+10%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$248.82
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: -28.3%)
$594.01
(+139%)
Base:
(SPY PE: 8.4, Growth: -28.3%)
$246.62
(-1%)
Bear:
(PE: 7.1, Growth: -28.3%)
$209.62
(-16%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.79 | Current EPS (TTM): $22.94
Bull Case
$352.42
(+42%)
Analyst growth 29.5%, PE expands to 11.9
Base Case
$320.38
(+29%)
Market implied 29.5%, PE stable at 10.8
Bear Case
$168.27
(-32%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 11, 2026 11:33 PM ET
Data refreshes hourly during market hours. Next update: 12:33 AM
Data refreshes hourly during market hours. Next update: 12:33 AM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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