RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$236.85
-1.21 (-0.51%)
▼
5d:
-0.87%
30d:
+9.83%
90d:
+12.01%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 06, 2026
2d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: RGA shows positive signals but monitor for confirmation. Market pricing in 2.7% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: RGA shows positive signals but monitor for confirmation. Market pricing in 2.7% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$296.84
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$184.31
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $236.85, which is considered slightly high relative to its 30-day fair value range of $219.26 to $240.68. The stock's valuation (Forward PE: 8.1) is in line with its historical norms (7.5). At these levels, the market is pricing in 2.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $232.03. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $261.78 (+10.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RGA is in a strong uptrend. The price is currently testing key support at $232.03. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $261.78 (+10.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$219.26 -
$240.68
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($261.78)
- NEUTRAL: Market pricing in 2.7% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$219.26 -
$240.68
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$232.03
Resistance Level
$245.00
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.10
Wall Street Target
$261.78
(+10.5%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
16.6%
Profit Margin
4.9%
Valuation Premium vs History
+2.7% premium
PE vs Historical
8.1 vs 7.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$243.24
(+3%)
2-Year Target
$249.81
(+6%)
3-Year Target
$256.56
(+8%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$237.59
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 8.5%)
$774.11
(+227%)
Base:
(SPY PE: 8.1, Growth: 8.5%)
$302.43
(+28%)
Bear:
(PE: 6.9, Growth: 8.5%)
$257.06
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 12.89 | Current EPS (TTM): $18.47
Bull Case
$414.63
(+75%)
Analyst growth 58.3%, PE expands to 14.2
Base Case
$376.94
(+59%)
Market implied 58.3%, PE stable at 12.9
Bear Case
$161.88
(-32%)
Severe decline -20.0%, PE contracts to 11.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 7:27 PM ET
Data refreshes hourly during market hours. Next update: 8:27 PM
Data refreshes hourly during market hours. Next update: 8:27 PM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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