RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$209.15
-1.39 (-0.66%)
▼
5d:
-0.62%
30d:
-2.33%
90d:
+5.64%
BUY
HIGH Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Jul 30, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: RGA shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: RGA shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$281.94
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$175.07
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $209.15, which is considered fair relative to its 30-day fair value range of $201.33 to $212.75. The stock's valuation (Forward PE: 7.2) is in line with its historical norms (7.4). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This pessimistic expectation contrasts with the company's recent 16.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $252.22 (+20.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RGA is showing sideways momentum. The price is approaching resistance at $212.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $252.22 (+20.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$201.33 -
$212.75
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
83.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.6% below Wall St target ($252.22)
Trading Range Analysis
30-Day Trading Range
$201.33 -
$212.75
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$195.10
Resistance Level
$212.79
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.21
Wall Street Target
$252.22
(+20.6%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
16.6%
Profit Margin
4.9%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
7.2 vs 7.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$207.06
(-1%)
2-Year Target
$204.99
(-2%)
3-Year Target
$202.94
(-3%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
$208.39
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.2%)
$778.88
(+272%)
Base:
(SPY PE: 7.2, Growth: 7.2%)
$257.71
(+23%)
Bear:
(PE: 6.1, Growth: 7.2%)
$219.06
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 11.44 | Current EPS (TTM): $18.40
Bull Case
$365.30
(+75%)
Analyst growth 57.7%, PE expands to 12.6
Base Case
$332.09
(+59%)
Market implied 57.7%, PE stable at 11.4
Bear Case
$143.17
(-32%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.2 to 7.4
Stabilization Target:
$214.77
(+2.7%)
PE Expansion Potential:
+2.7%
Share & Embed Analysis
Last updated: June 23, 2026 6:29 AM ET
Data refreshes hourly during market hours. Next update: 7:29 AM
Data refreshes hourly during market hours. Next update: 7:29 AM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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