SAN Stock Analysis: Buy, Sell, or Hold?
SAN - Banco Santander S.A.
$13.63
-0.03 (-0.22%)
▼
5d:
-3.95%
30d:
+8.52%
90d:
+10.63%
BUY
MODERATE Confidence
Analysis Updated: Jul 14, 2026 12:00 AM ET
Earnings: Jul 29, 2026
13d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: SAN shows positive signals but monitor for confirmation. Market pricing in 3.3% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: SAN shows positive signals but monitor for confirmation. Market pricing in 3.3% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.97
Based on 9.0% avg growth
INTRINSIC VALUE TODAY
$11.78
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SAN is currently trading at $13.63, which is considered fair relative to its 30-day fair value range of $12.71 to $13.98. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.1) compared to its historical average (10.0). At these levels, the market is pricing in 3.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SAN is in a strong uptrend. The price is approaching resistance at $12.72. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SAN is in a strong uptrend. The price is approaching resistance at $12.72. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$12.71 -
$13.98
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($12.56)
- NEUTRAL: Market pricing in 3.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$12.71 -
$13.98
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$11.99
Resistance Level
$12.72
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.05
Wall Street Target
$12.56
(-7.9%)
Revenue Growth (YoY)
4.6%
Earnings Growth (YoY)
67.4%
Profit Margin
34.1%
Valuation Premium vs History
+3.3% premium
PE vs Historical
11.1 vs 10.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.3%
(market-implied from PE analysis)
1-Year Target
$14.08
(+3%)
2-Year Target
$14.54
(+7%)
3-Year Target
$15.02
(+10%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$13.59
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 14.1%)
$39.94
(+193%)
Base:
(SPY PE: 11.1, Growth: 14.1%)
$20.27
(+49%)
Bear:
(PE: 9.4, Growth: 14.1%)
$17.23
(+26%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 13.73 | Current EPS (TTM): $1.01
Bull Case
$18.63
(+37%)
Analyst growth 22.1%, PE expands to 15.1
Base Case
$16.94
(+24%)
Market implied 22.1%, PE stable at 13.7
Bear Case
$9.43
(-31%)
Severe decline -20.0%, PE contracts to 11.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 8:52 PM ET
Data refreshes hourly during market hours. Next update: 9:52 PM
Data refreshes hourly during market hours. Next update: 9:52 PM
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Technical Signals Check
Is SAN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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