RY Stock Analysis: Buy, Sell, or Hold?
RY - Royal Bank of Canada
$210.69
-0.40 (-0.19%)
▼
5d:
+1.27%
30d:
+6.62%
90d:
+22.56%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 26, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RY trades at premium valuation expecting 5.2% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: RY trades at premium valuation expecting 5.2% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$250.44
Based on 6.7% avg growth
INTRINSIC VALUE TODAY
$155.50
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RY is currently trading at $210.69, which is considered slightly high relative to its 30-day fair value range of $195.11 to $205.95. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.0) compared to its historical average (10.3). At these levels, the market is pricing in 5.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RY is in a uptrend. The price is approaching resistance at $198.57. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RY is in a uptrend. The price is approaching resistance at $198.57. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$195.11 -
$205.95
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($191.23)
- NEUTRAL: Trading at premium valuation - market expects 5.2% growth which is achievable
Trading Range Analysis
30-Day Trading Range
$195.11 -
$205.95
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$186.42
Resistance Level
$198.57
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.97
Wall Street Target
$191.23
(-9.2%)
Revenue Growth (YoY)
16.1%
Earnings Growth (YoY)
27.5%
Profit Margin
33.7%
Valuation Premium vs History
+5.2% premium
PE vs Historical
12.0 vs 10.3
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.2%
(market-implied from PE analysis)
1-Year Target
$221.65
(+5%)
2-Year Target
$233.17
(+11%)
3-Year Target
$245.30
(+16%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$211.00
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.4%)
$501.63
(+138%)
Base:
(SPY PE: 12.0, Growth: 9.4%)
$275.79
(+31%)
Bear:
(PE: 10.2, Growth: 9.4%)
$234.42
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 19.28 | Current EPS (TTM): $10.82
Bull Case
$373.07
(+77%)
Analyst growth 62.6%, PE expands to 21.2
Base Case
$339.15
(+61%)
Market implied 62.6%, PE stable at 19.3
Bear Case
$141.82
(-33%)
Severe decline -20.0%, PE contracts to 16.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 5:43 PM ET
Data refreshes hourly during market hours. Next update: 6:43 PM
Data refreshes hourly during market hours. Next update: 6:43 PM
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Technical Signals Check
Is RY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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