RY Stock Analysis: Buy, Sell, or Hold?
RY - Royal Bank of Canada
$209.51
-0.61 (-0.29%)
▼
5d:
+0.2%
30d:
+0.58%
90d:
+16.41%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 26, 2026
22d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: RY shows positive signals but monitor for confirmation. Market pricing in 4.5% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: RY shows positive signals but monitor for confirmation. Market pricing in 4.5% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$254.48
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$158.01
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RY is currently trading at $209.51, which is considered fair relative to its 30-day fair value range of $205.37 to $213.04. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.9) compared to its historical average (10.4). At these levels, the market is pricing in 4.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RY is in a strong uptrend. The price is currently testing key support at $205.90. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RY is in a strong uptrend. The price is currently testing key support at $205.90. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$205.37 -
$213.04
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($193.49)
- NEUTRAL: Market pricing in 4.5% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$205.37 -
$213.04
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$205.90
Resistance Level
$215.90
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.89
Wall Street Target
$193.49
(-7.6%)
Revenue Growth (YoY)
16.1%
Earnings Growth (YoY)
27.5%
Profit Margin
33.7%
Valuation Premium vs History
+4.5% premium
PE vs Historical
11.9 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.5%
(market-implied from PE analysis)
1-Year Target
$218.94
(+5%)
2-Year Target
$228.79
(+9%)
3-Year Target
$239.09
(+14%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$209.18
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 9.6%)
$480.53
(+129%)
Base:
(SPY PE: 11.9, Growth: 9.6%)
$275.54
(+32%)
Bear:
(PE: 10.1, Growth: 9.6%)
$234.21
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 18.91 | Current EPS (TTM): $10.92
Bull Case
$366.55
(+75%)
Analyst growth 61.4%, PE expands to 20.8
Base Case
$333.22
(+59%)
Market implied 61.4%, PE stable at 18.9
Bear Case
$140.39
(-33%)
Severe decline -20.0%, PE contracts to 16.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 7:27 PM ET
Data refreshes hourly during market hours. Next update: 8:27 PM
Data refreshes hourly during market hours. Next update: 8:27 PM
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Technical Signals Check
Is RY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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