Royal Bank of Canada (RY) Stock: Buy, Sell, or Hold?
RY - Royal Bank of Canada
$202.14
0.12 (0.06%)
▲
5d:
+2.78%
30d:
+1.35%
90d:
-3.32%
HOLD
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Dec 02, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RY is fairly valued with market pricing in 1.8% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RY is fairly valued with market pricing in 1.8% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$263.00
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$163.30
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RY is currently trading at $202.14, which is considered slightly high relative to its 30-day fair value range of $194.02 to $202.81. The stock's valuation (Forward PE: 11.3) is in line with its historical norms (10.7). At these levels, the market is pricing in 1.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RY is in a uptrend. The price is approaching resistance at $202.41. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RY is in a uptrend. The price is approaching resistance at $202.41. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$194.02 -
$202.81
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (43/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($212.06)
- NEUTRAL: Market pricing in 1.8% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (43/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$194.02 -
$202.81
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$188.79
Resistance Level
$202.42
Current Trend
Uptrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.28
Wall Street Target
$212.06
(+5.0%)
Revenue Growth (YoY)
8.9%
Earnings Growth (YoY)
12.8%
Profit Margin
33.9%
Valuation Premium vs History
+1.8% premium
PE vs Historical
11.3 vs 10.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.8%
(market-implied from PE analysis)
1-Year Target
$205.66
(+2%)
2-Year Target
$209.36
(+4%)
3-Year Target
$213.13
(+6%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
PE COMPRESSION
$202.18
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 9.1%)
$461.79
(+129%)
Base:
(SPY PE: 11.3, Growth: 9.1%)
$262.27
(+30%)
Bear:
(PE: 9.6, Growth: 9.1%)
$222.93
(+10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (17x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 17.16 | Current EPS (TTM): $11.60
Bull Case
$338.08
(+67%)
Analyst growth 54.4%, PE expands to 18.9
Base Case
$307.34
(+52%)
Market implied 54.4%, PE stable at 17.2
Bear Case
$135.35
(-33%)
Severe decline -20.0%, PE contracts to 14.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 1:11 PM ET
Data refreshes hourly during market hours. Next update: 2:11 PM
Data refreshes hourly during market hours. Next update: 2:11 PM
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Technical Signals Check
Is RY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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