BAC Bank of America Corporation NATIONAL COMMERCIAL BANKS Best National Banks Stocks 2026 →

Bank of America (BAC) Stock: Buy, Sell, or Hold?

$50.68
+0.13 (+0.26%) ▲
5d: +2.05% 30d: -7.15% 90d: -21.8%
Open in Live Scanner Earnings: Oct 14, 2026 0d Updated Nov 10, 12:00 AM ET
QUANTITATIVE VERDICT
BUY
HIGH Confidence (91%)
Quality Score
69/100
Position
SLIGHTLY LOW
30-Day Fair Range
$49.95 – $53.20
Position: SLIGHTLY LOW
Forward P/E & Valuation
9.9x FAIR
vs 11.0x historical avg
Wall Street Target
$62.48
+23.3% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$49.17 / $53.03
Trend: Strong Uptrend
💡Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
✅ BUY SIGNAL: BAC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
BAC is flagged by 1 backtest-validated scanner today

SPY Bullish (stocks from this scanner have beaten SPY by a median 0.37% over the next 20 trading days; BAC has been on it 2 days). Backtested on 8 months of scanner history vs the S&P 500, as of 2026-11-10.

See all of today's Best Signals in the free scanner →
Smart Money Distribution

Options positioning is turning defensive after a sharp run-up - a pattern consistent with institutional profit-taking. View Scanner →

Signal fired Oct 30, 2026 at $50.01 · last confirmed Nov 10, 2026

Strength: 6.0/10

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Interactive Price Chart (1 Month)

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Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$91.35
Based on 10.4% avg growth
INTRINSIC VALUE TODAY
$56.72
10.7% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: BAC is currently trading at $50.68, which is considered slightly low relative to its 30-day fair value range of $49.95 to $53.20. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (11.0). Remarkably, the market is currently pricing in an annual earnings decline of 3.2% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, BAC is in a strong uptrend. The price is currently testing key support at $49.17. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: BAC scores 83/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $62.48 (+23.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position SLIGHTLY LOW
Historical Trading Range $49.95 - $53.20
Company Quality Score 69/100 (BUY)
Volume Confirmation HIGH
Confidence Score 90.5%

Trading Range & Key Levels

30-Day Trading Range $49.95 - $53.20
Current vs Trading Range SLIGHTLY LOW
Support Level $49.17
Resistance Level $53.03
Current Trend Strong Uptrend
Technical data as of Nov 10, 2026

Quantitative Signal Breakdown

  • BULLISH: Price oversold vs 30-day range
  • BULLISH: Strong technical setup (83/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 23.3% below Wall St target ($62.48)
  • BULLISH: Bottoming setup score 83/100 — corrected, stabilizing, and turning up

Fundamental Context

Forward P/E (Next Year Est.) 9.94
Wall Street Target $62.48 (+23.3%)
Revenue Growth (YoY) 3.4%
Earnings Growth (YoY) -12.5%
Profit Margin 28.1%
Valuation Discount vs History -3.2% cheaper
PE vs Historical 9.9 vs 11.0 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -3.2% (market-implied from PE analysis)
1-Year Target $49.06 (-3%)
2-Year Target $47.49 (-6%)
3-Year Target $45.97 (-9%)
3-Yr Target (if PE normalizes) (PE: 10→11) $50.85 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 19.9, Growth: 16.7%) $160.81 (+217%)
Base: (SPY PE: 9.9, Growth: 16.7%) $80.52 (+59%)
Bear: (PE: 8.5, Growth: 16.7%) $68.44 (+35%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.06 | Current EPS (TTM): $4.19
Bull Case $67.63 (+33%)
Analyst growth 21.6%, PE expands to 13.3
Base Case $61.48 (+21%)
Market implied 21.6%, PE stable at 12.1
Bear Case $34.37 (-32%)
Severe decline -20.0%, PE contracts to 10.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.9 to 11.0
Stabilization Target: $56.06 (+10.6%)
PE Expansion Potential: +10.6%
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Reddit & Retail Trader Sentiment (BAC)

Bearish 2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 10, 2026
Daily AI digest
AI Retail Discussion Summary: Vanguard secured $4 billion in private debt financing for the acquisition of Altruist digital wealth platform
Key Retail Themes: Vanguard's acquisition Private debt financing
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams. View All Trending Reddit & WSB Stocks →
Last updated: November 10, 2026 9:28 PM ET
Data refreshes hourly during market hours. Next update: 10:28 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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