Bank of America (BAC) Stock: Buy, Sell, or Hold?

BAC - Bank of America Corporation

NATIONAL COMMERCIAL BANKS
$62.69
0.13 (0.21%) ▲
5d: -0.56%
30d: -3.27%
90d: +13.65%
BUY
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 14, 2026
Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Sep 3, 2026 at $63.04 · last confirmed Sep 9, 2026

Strength: 7.5/10

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
💡 BUY OPPORTUNITY: BAC shows positive signals but monitor for confirmation. Market pricing in 2.1% annual growth which appears achievable. Moderate conviction.
See Forward Earnings Fair Value & Price Prediction →
BAC is flagged by 1 backtest-validated scanner today

SPY Bullish (stocks from this scanner have beaten SPY by a median 0.67% over the next 20 trading days; BAC has been on it 1 day). Backtested on 8 months of scanner history vs the S&P 500, as of 2026-09-11.

See all of today's Best Signals in the free scanner →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$88.47
Based on 8.6% avg growth
INTRINSIC VALUE TODAY
$54.93
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.1x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: BAC is currently trading at $62.69, which is considered fair relative to its 30-day fair value range of $62.02 to $63.77. The stock's valuation (Forward PE: 11.8) is in line with its historical norms (11.1). At these levels, the market is pricing in 2.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, BAC is in a strong uptrend. The price is currently testing key support at $61.36. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: BAC scores 67/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $69.00 (+10.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position FAIR
Historical Trading Range $62.02 - $63.77
Company Quality Score 65/100 (BUY)
Volume Confirmation HIGH
Confidence Score 81.9%

All Signals

  • NEUTRAL: Price in fair range
  • BULLISH: Strong technical setup (67/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading below Wall St target ($69.00)
  • NEUTRAL: Market pricing in 2.1% annual earnings growth - fairly valued
  • BULLISH: Bottoming setup score 67/100 — corrected, stabilizing, and turning up

Trading Range Analysis

30-Day Trading Range $62.02 - $63.77
Current vs Trading Range FAIR

Support & Resistance Levels

Support Level $61.36
Resistance Level $63.83
Current Trend Strong Uptrend
Technical data as of Sep 11, 2026

Fundamental Context

Forward P/E (Next Year Est.) 11.83
Wall Street Target $69.00 (+10.3%)
Revenue Growth (YoY) 16.8%
Earnings Growth (YoY) 34.1%
Profit Margin 29.5%
Valuation Premium vs History +2.1% premium
PE vs Historical 11.8 vs 11.1 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +2.1% (market-implied from PE analysis)
1-Year Target $63.87 (+2%)
2-Year Target $65.22 (+4%)
3-Year Target $66.58 (+6%)
3-Yr Target (if PE normalizes) (PE: 12→11) PE COMPRESSION $62.47 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 20.2, Growth: 13.2%) $154.54 (+147%)
Base: (SPY PE: 11.8, Growth: 13.2%) $90.65 (+45%)
Bear: (PE: 10.1, Growth: 13.2%) $77.05 (+23%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 14.47 | Current EPS (TTM): $4.33
Bull Case $84.19 (+35%)
Analyst growth 22.1%, PE expands to 15.9
Base Case $76.53 (+22%)
Market implied 22.1%, PE stable at 14.5
Bear Case $42.62 (-32%)
Severe decline -20.0%, PE contracts to 12.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: September 11, 2026 4:15 PM ET
Data refreshes hourly during market hours. Next update: 5:15 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Ro Khanna SELL 2026-03-30

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