SRBK Stock Analysis: Buy, Sell, or Hold?
SRBK - SR Bancorp, Inc. Common stock
$19.55
0.11 (0.57%)
▲
5d:
+2.41%
30d:
-2.74%
90d:
+1.24%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: SRBK shows positive signals but monitor for confirmation. Market pricing in 2.7% growth. Moderate conviction.
💡 BUY OPPORTUNITY: SRBK shows positive signals but monitor for confirmation. Market pricing in 2.7% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$19.97
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$12.40
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SRBK is currently trading at $19.55, which is considered slightly high relative to its 30-day fair value range of $19.05 to $19.67. The stock's valuation (Forward PE: 34.3) is in line with its historical norms (31.7). At these levels, the market is pricing in 2.7% annual earnings growth.
Technical Outlook: Technically, SRBK is in a strong uptrend. The price is approaching resistance at $19.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SRBK is in a strong uptrend. The price is approaching resistance at $19.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$19.05 -
$19.67
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($19.00)
- BULLISH: Expecting earnings turnaround to 2.7% growth with 9.3% revenue growth
Trading Range Analysis
30-Day Trading Range
$19.05 -
$19.67
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$18.64
Resistance Level
$19.91
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
34.30
Wall Street Target
$19.00
(-2.8%)
Revenue Growth (YoY)
9.3%
Earnings Growth (YoY)
-52.8%
Profit Margin
10.2%
Valuation Premium vs History
+2.7% premium
PE vs Historical
34.3 vs 31.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$20.08
(+3%)
2-Year Target
$20.62
(+6%)
3-Year Target
$21.18
(+8%)
3-Yr Target (if PE normalizes)
(PE: 34→32)
PE COMPRESSION
$19.57
(+0%)
Earnings growth offset by PE compression
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (44x PE), but valuation improves significantly next year (34x PE) as earnings recover.
Trailing PE: 44.18 | Current EPS (TTM): $0.44
Bull Case
$27.70
(+42%)
Analyst growth 29.5%, PE expands to 48.6
Base Case
$25.18
(+29%)
Market implied 29.5%, PE stable at 44.2
Bear Case
$13.22
(-32%)
Severe decline -20.0%, PE contracts to 37.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 11:00 PM ET
Data refreshes hourly during market hours. Next update: 12:00 AM
Data refreshes hourly during market hours. Next update: 12:00 AM
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Technical Signals Check
Is SRBK showing a specific setup today?
Insider Activity (6 Months)
4
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Harris M Faqueri
BUY
3000 shares
2026-03-16
Mary E Davey
BUY
320 shares
2026-03-06
Neil C Viotto
BUY
1000 shares
2026-03-03
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