SRBK Stock Analysis: Buy, Sell, or Hold?
SRBK - SR Bancorp, Inc. Common stock
$19.43
-0.36 (-1.82%)
▼
5d:
-3.57%
30d:
+1.36%
90d:
+6.23%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
ℹ️ NEUTRAL: SRBK is fairly priced but lacks strong directional signals. At 2.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
ℹ️ NEUTRAL: SRBK is fairly priced but lacks strong directional signals. At 2.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$19.97
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$12.40
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SRBK is currently trading at $19.43, which is considered slightly low relative to its 30-day fair value range of $19.32 to $20.13. The stock's valuation (Forward PE: 34.7) is in line with its historical norms (31.9). At these levels, the market is pricing in 2.9% annual earnings growth.
Technical Outlook: Technically, SRBK is in a strong uptrend. The price is currently testing key support at $19.43. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, SRBK is in a strong uptrend. The price is currently testing key support at $19.43. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$19.32 -
$20.13
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (47/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($19.00)
- BULLISH: Expecting earnings turnaround to 2.9% growth with 9.3% revenue growth
- WARNING: Composite score 52/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$19.32 -
$20.13
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$19.43
Resistance Level
$20.95
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
34.72
Wall Street Target
$19.00
(-4.0%)
Revenue Growth (YoY)
9.3%
Earnings Growth (YoY)
-52.8%
Profit Margin
10.2%
Valuation Premium vs History
+2.9% premium
PE vs Historical
34.7 vs 31.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.9%
(market-implied from PE analysis)
1-Year Target
$20.36
(+3%)
2-Year Target
$20.95
(+6%)
3-Year Target
$21.56
(+9%)
3-Yr Target (if PE normalizes)
(PE: 35→32)
PE COMPRESSION
$19.81
(+0%)
Earnings growth offset by PE compression
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (46x PE), but valuation improves significantly next year (35x PE) as earnings recover.
Trailing PE: 46.32 | Current EPS (TTM): $0.44
Bull Case
$29.04
(+50%)
Analyst growth 29.5%, PE expands to 51.0
Base Case
$26.40
(+36%)
Market implied 29.5%, PE stable at 46.3
Bear Case
$13.86
(-29%)
Severe decline -20.0%, PE contracts to 39.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 6:32 AM ET
Data refreshes hourly during market hours. Next update: 7:32 AM
Data refreshes hourly during market hours. Next update: 7:32 AM
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Technical Signals Check
Is SRBK showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Harris M Faqueri
BUY
3000 shares
2026-03-16
Mary E Davey
BUY
320 shares
2026-03-06
Neil C Viotto
BUY
1000 shares
2026-03-03
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