STBA Stock Analysis: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$48.26
0.95 (2.01%)
▲
5d:
+2.12%
30d:
+7.29%
90d:
+17.85%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 23, 2026
29d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: STBA is fairly valued with market pricing in 2.6% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: STBA is fairly valued with market pricing in 2.6% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.73
Based on 3.3% avg growth
INTRINSIC VALUE TODAY
$32.12
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $48.26, which is considered extended relative to its 30-day fair value range of $44.45 to $47.07. The stock's valuation (Forward PE: 12.4) is in line with its historical norms (11.5). At these levels, the market is pricing in 2.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, STBA is in a uptrend. The price is approaching resistance at $47.04. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, STBA is in a uptrend. The price is approaching resistance at $47.04. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$44.45 -
$47.07
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.67)
- NEUTRAL: Market pricing in 2.6% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$44.45 -
$47.07
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$44.04
Resistance Level
$47.04
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.37
Wall Street Target
$45.67
(-3.5%)
Revenue Growth (YoY)
4.1%
Earnings Growth (YoY)
8.0%
Profit Margin
34.1%
Valuation Premium vs History
+2.6% premium
PE vs Historical
12.4 vs 11.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.6%
(market-implied from PE analysis)
1-Year Target
$48.54
(+3%)
2-Year Target
$49.80
(+5%)
3-Year Target
$51.10
(+8%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
PE COMPRESSION
$47.50
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 2.6%)
$89.87
(+90%)
Base:
(SPY PE: 12.4, Growth: 2.6%)
$51.05
(+8%)
Bear:
(PE: 10.5, Growth: 2.6%)
$43.39
(-8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 13.16 | Current EPS (TTM): $3.56
Bull Case
$55.35
(+17%)
Analyst growth 7.4%, PE expands to 14.5
Base Case
$50.32
(+6%)
Market implied 7.4%, PE stable at 13.2
Bear Case
$31.85
(-33%)
Severe decline -20.0%, PE contracts to 11.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 3:32 PM ET
Data refreshes hourly during market hours. Next update: 4:32 PM
Data refreshes hourly during market hours. Next update: 4:32 PM
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Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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